Dent Repair Australia – Make Your Car Look As Good As New

Dent repair Australia may return your car to pristine condition. Fix those scrapes, scratches and dings today. Need a little help to cover your costs? Apply with Monzi’s lender-finder service. Access cash loans from $300 to $10,000. We could match you with a great Aussie lender in just 60 minutes. Easy applications. Fast outcomes.

Please note, certain ideas and products presented in this article may not be offered by Monzi nor the lenders we work with. This article presents only general information. Consider seeking professional financial, taxation, legal or other advice to check how the information and ideas presented on this website relate to your unique circumstances.

What is dent repair Australia?

We all love our cars. For some of us, it’s our pride and joy. However, maintaining your car in pristine condition is almost impossible. Scratches and dents appear here and there, often through no fault of your own. While they don’t necessarily make your car undriveable, they can be tough to look at.

In these situations, dent repair may come to your rescue. A quick and easy fix, car dent repair specialists could take care of those blemishes on your car. From scratches to minor hail damage, before you know it, your vehicle may look brand new.

However, keep in mind that dent repair is designed to take care of minor, less complicated jobs. As a result, if you’re in a major accident, then it won’t be an option for you. Instead, you’ll need to visit a traditional mechanic or panel shops.

Can Monzi help with dent removal?

Yes, we can!

While we aren’t mechanics, Monzi can help you in a different way. In short, we’re a lender-finder. So, if you need fast cash to cover the cost of your car repairs, we may be able to connect you with a lender today. Apply from $300 to $10,000 now. From there, if approved, you’ll receive your cash ASAP and your lender will divide your costs into a series of even repayment over terms from 12 to 24 months.

As a guide, examples of car repair loans offered by Monzi’s network of lenders may be seen in the table below:

Car repair loans AustraliaAmount ($) AUDApproved
Car repair loans with bad credit$500
Emergency money for car repairs$800
Loans for mechanical repairs$2,500
Instant car repair loans$3,000

Note that we have provided this table for demonstrative purposes only. If we match you with a lender, then they may offer you a loan with terms that vary from those seen above.

What dents can be repaired?

Dent repair services can’t fix everything. As we’ve mentioned, they exist to take care of easy jobs so you can avoid the hassle of heading to your local panel beater. In any case, to give you an idea, they can usually fix small bumps and dings on your doors, roof, bonnet and other exterior panels. For instance, repairing hail damage is a common example of the services they provide.

However, keep in mind that dent repairers can only deal with dents. As a result, if there is damage to your paintwork, you may need to find a different specialist to address this issue. Moreover, for severe structural damage, dent repair won’t be appropriate.

Is dent repair covered by insurance?

If you have a comprehensive car insurance policy, then your provider may help you cover the cost of dent removal. However, before you make a claim, you must consider your insurance excess.

In short, all car insurance policies come with an insurance excess. When you make a claim, you must pay the excess, while your insurer will cover the difference between the excess and total costs. Putting this into a numerical example, let’s say your car suffers $3,000 worth of damage and your excess is $500. That means you pay $500 while your insurer pays the remaining $2,500.

As a result, if your car dent repair costs are less than your excess or do not significantly exceed it, then submitting a claim may not provide any benefit to you. Instead, you should just pay out of pocket.

What is paintless dent repair?

These days, paintless dent repair is all the rage. In short, it involves repairs to damaged panels of a motor vehicle without using paint or filler. However, for this to be possible, the original paint must remain intact. If there is damage to the paint, then this won’t be something that they can fix.

In any case, paintless dent repair is typically considered to be the quickest, easy and most cost-effective method to remove minor blemishes from the bodywork of your car. Best of all, given how easy it is, many services offer mobile options, meaning repairs can occur at your home or workplace. This is a stark contrast to traditional dent removal where you’ve got to head down to your local mechanic.

Are there any mobile dent removal services?

Yes.

Today’s world is all about ease and convenience. As a result, many mobile paintless dent repair services can come to you. It doesn’t matter whether you need dent repairs in Sydney or dent repairs in Perth, they can take away the hassle of having to drive your car to a fixed location, at a predetermined time.

Best of all, dent repair is usually quick and easy, provided your car isn’t littered with hail damage. In most cases, they should complete the work within a few hours. As a result, you don’t have to worry about the stress of living without your car for an extended period.

So, if your car’s got a few scrapes that need additional, do your research to find a mobile dent repair service in your local area. They could make your car look brand new in no time.

How much will small dent repairs cost?

A mobile dent repair specialist may fix small scratches and dents for anywhere from $50-$200. With this, keep in mind that you usually must pay for each dent or panel that is fixed. In other words, repairers don’t necessarily combine the work into a single price.

Beyond this, remember that there are several factors that repairers will use to determine your costs. While we will discuss this further below, it simply means that Monzi cannot guarantee how much you will have to pay. Instead, you must request a quote to determine your costs. Ensure you approach multiple dent repair services and compare the quotes to try and find the best deal.

What factors affect the costs?

Repairs costs will vary. On the minor end, they may set you back just a few hundred dollars. However, more substantial repairs could range into the thousands. As a result, it’s important to understand the factors that will impact your costs.

To give you an idea, your costs may vary based on the:

  • Amount: the more dents you have, the longer it will take to fix. More time spent working will produce higher costs.
  • Size: minor scratches on the paintwork will usually be much cheaper and easier to fix than significant damage, such as dents created from large hailstones.
  • Position: the location of your dents and scratches may be factored into your costs. In other words, while damage to a door may be a quick-fix, restoring the bumper may be a little trickier.
  • Vehicle: the make and model of your car can increase the complexity of certain repairs. For instance, do you have a 4×4 or a hatchback? In addition, some vehicles made of steel or other such materials may require specialised repairs.

That said, this is simply a guide. Other factors may influence your total repair costs. If you want to know how much it may cost, then approach a dent repair expert and request a quote.

Should I claim car dent repairs on my insurance?

As we mentioned, if you have comprehensive car insurance and your repair costs significantly exceed your insurance excess, then you should make a claim. That way, your insurer will cover a portion of your costs for you. This can go a long way to easing your financial burden.

However, for minor repairs that do not exceed your excess, it may be best to just pay for it yourself. After all, even if your claim is approved, your lender won’t have to payout. Moreover, submitting a claim may lead to an increase in your premiums.

Can I buy dent repair tools?

Yes.

If you fancy a bit of DIY, you may be able to purchase the necessary dent repair tools online. However, before doing this, make sure you do your research. Where possible, watch tutorials or read instructions. From there, if you are confident that you can fix your dents yourself, then go out and purchase the necessary supplies.

However, if you are hesitant or the costs are prohibitive, then it’s usually best to leave the work to the professionals. After all, they’re trained to do the work and will likely do a much better job. Moreover, it will save you the time and hassle.

How long will it take?

In short, that depends on how many dents there are to repair and their severity. While a small dent or scratch may be fixed in a matter of minutes, major damage to the bumper or other parts of the vehicle could take hours. Similarly, fixing multiple dents, such as those created by hail, will take a while.

In a worst-case scenario, car dent repairs may take a few days. However, generally, dent repairs will be quick and easy. Just take your car to the relevant repairer and before you know it, your car may be looking as good as new. In other words, you could be back on the road in no time.

How can I find the best dent removal service?

If you are covered by insurance, then your provider may outline where you can get your car repaired. However, if you are going it alone, then you must find a repair shop yourself. In these situations, it’s important to find someone you can trust. To do this, there are a few boxes you must check:

  • Get a quote: find out how much it will cost before repairs take place. Don’t be afraid to shop around and request multiple quotes to find the best deal.
  • Read reviews: Google reviews are an absolute must. A repairer with only one or two reviews may not be as trustworthy as another that has hundreds. Moreover, you can get an idea of past customer experiences just by reading the comments.
  • Ask for a guarantee: if issues persist or work isn’t completed to standard, what will they do to rectify the problem?
  • Confirm they are certified: certain accreditation and insurance may be necessary to operate in the dent repair space. Confirm that the person you are dealing with has all the necessary documents and training.

By doing your due diligence, you should be able to find a local specialist whether you’re looking for dent repair Brisbane or dent repair in Adelaide. While there may be a few bad eggs, if you can check all the necessary boxes, then you should have little to worry about.

Is dent repair worth it?

Ultimately, that’s up to you to decide.

In most cases, dents shouldn’t compromise the functioning of your vehicle. In other words, you can still drive your car. Instead, dents are usually a cosmetic issue. As a result, you must determine how much you are willing to pay to return your car to mint condition.

On the one hand, if you have just bought a new car and it’s been dented, then you’ll likely be willing to pay whatever it costs to fix these blemishes. On the other hand, if your car is old and a little beat up, you might be willing to live with a few imperfections. However, if you sell your car, fixing those dents and scrapes may boost the sale price.

At the end of the day, you must consider the costs to determine whether or not dent repair is worth it. If you can still drive your car safely and you’re not looking to sell it, dent repair may be a luxury rather than a necessity.

Old red car requiring dent repair on side panel

Can I get dent repair if I’ve been in a crash?

Yes, potentially.

If you are involved in a minor crash that leaves your car with a few small dents (e.g. on the bumper), then you could enlist the services of a dent repair service. However, as the seriousness of the damage increases, you may need to find a traditional panel shops. After all, dent repair is there to fix small, uncomplicated issues. As a result, they likely won’t be able to help you after a major car accident.

What can’t be fixed with dent repair?

Usually, you can only fix surface-level damage with dent repair. As a result, it may be an option if your door was dinged at the shopping centre. However, for more significant damage, you may need to find a mechanic offering panel beating and restorations.

As a guide, dent repair specialist may not be able to fix:

  • Damage to your rims
  • Significant structural damage
  • Large dents caused by an accident
  • Damage requiring replacement parts (e.g. new doors and panels)
  • Broken windscreens or lights
  • Mechanical issues

Hail damage dent repair

Every year, thousands of Aussies find themselves and their cars stuck in the furious hail storms the Australian summer often delivers. As a result, hail damage is one of the most common forms of dent repair. Through Monzi, you may apply for cash loans for hail damage repair from $300 to $10,000.

In any case, the time and cost of mobile hail damage repair will vary. A few minor bumps and bruises from small hailstones may be fixed in the blink of an eye and won’t set you back more than a couple of hundred dollars. However, if you get caught in a particularly nasty storm dropping tennis ball sized hail, then dents may be harder to fix.

In an absolute worst case, your windscreen may be smashed or your insurer may write off your car. In these situations, you may not be looking for dent repair.

Is hail damage covered by car insurance?

That depends on your car insurance policy.

In Australia, you must have compulsory third party (CTP) insurance. You cannot register your vehicle without this. In short, CTP insurance may provide you with protection in the event of injury or death caused to another person when you are at fault. However, it doesn’t cover the cost of damage to your vehicle, meaning you cannot make a claim for hail damage.

On the other hand, if you take out a comprehensive car insurance policy, then you can make a claim if damage occurs. As a guide, this may include dents, damage resulting from an accident or even hail damage. As a result, if you live in an area known for its ferocious summer storms, a comprehensive policy could be the best choice for you.

How can I protect my car from hail damage dents?

Summer storms are often unpredictable. One minute, the sun can be shining brightly. The next, dark clouds descend unleashing large hailstones, booming thunder and a torrent of rain. Given this, hail damage is often hard to avoid.

That said, there are a few things that you can potentially do to protect your pride and joy from damage often caused by a freak hail storm:

  • Get the right insurance: if you live in an area prone to hail storms, find a car insurance policy that can help you if disaster strikes. Typically, you’ll need a comprehensive car insurance policy. While it may cost a little more, it could be worth it down the line.
  • Find shelter: park your car under cover whenever you can. Whether that’s in a garage, a sheltered car park or a carport, if your car is under a roof, then you should avoid damage altogether.
  • Keep an eye on the weather: Aussie weather can turn fast. As a result, it may be wise to download meteorology apps that send push alerts when there’s a storm on the way. It could provide you with the warning you need to move your car to safety.
  • Buy a cover: some car covers provide protection from hail. While they may be a pricey purchase, you’ll reap the benefits if you get caught in a severe summer storm.

What are the downsides of making an insurance claim?

Insurance providers like to reward customers. With this, they often offer no claims bonuses on policies such car insurance or home insurance. In short, you may be eligible for a discount on your premiums, if you do not make a claim for a specified time period (e.g. two years). Moreover, the more claims you make, the more your insurance premiums may rise, given that insurers base your costs on risk.

Taking this information into account, if the damage is purely cosmetic (e.g. a scratch on the side panel), making a claim may not be wise. After all, you potentially risk losing any bonus that you may have been eligible for. However, keep in mind that unreported damage may impact any claims you make down the line.

How can I cover the cost of my dent repairs?

There are a few options to cover the costs of your dent repairs.

Firstly, if the repair costs exceed your insurance excess, then you can potentially make an insurance claim. With this, your insurer will cover the difference between your excess and the total costs. Unfortunately, though, there’s no way to avoid costs altogether as you must cover the excess.

Next, you could pay for the damage out of your savings. Typically, this may be best if you are an effective saver and the damage is only minor. After all, making an insurance claim when your costs are less than your excess may be pointless, given that your insurer won’t pay a thing.

Finally, if you must have that dent repaired but don’t quite have the necessary cash, then you could consider applying for a personal loan with Monzi. With this, you can borrow a small amount which is then repaid via a series of even repayments over a fixed term. However, keep in mind that if the damage is only minor, then a loan may not be your best option, given the considerable costs.

How much can I borrow from Monzi?

Monzi works with Aussie lenders who can offer fast cash loans for car repairs starting from just $300 and ranging up to $10,000. So, no matter your issue, big or small, there may be a cash amount to suit your needs.

With this, if the damage is only minor, you could apply for an unsecured personal loan of up to $2,000. As the loan is unsecured, there’s no need to worry about providing an asset as security. Just make your loan repayments on time and in full.

However, if the damage to your vehicle is a little more serious, you may need to consider a secured loan of up to $10,000. In short, you must guarantee a secured loan with a personal asset that’s registered in your name (e.g. car, boat, caravan). If you fail to repay your loan, then your lender can take steps to repossess your asset to cover their losses. Given this additional layer of protection for your lender, they can offer secured loans for greater amounts than unsecured loans.

Can I get a loan to cover my insurance excess?

Yes, potentially.

Cash loans may be spent just like cash. As a result, you can cover a multitude of common expenses. With this, one option may be to cover your insurance excess if you make a claim on your car insurance policy. While this may be for dent repair, it could be for major repairs following a crash too.

So, if you’ve had an accident and have an upcoming trip to the mechanic, Monzi could be there to help you. Apply for small loans from $300 to $2,000 now and you could have it repaid over just 12 months. Just remember that if you submit an eligible claim, then your insurer will cover the difference between your total costs and your excess.

Why should I trust Monzi?

At Monzi, we’re a top-notch Aussie lender-finder. If you apply today, then we could match you with a credit provider in what feels like no time. As a result, you can avoid the stress of doing it yourself. Best of all, you can apply for easy loans from $300 to $10,000, meaning there may be an option that suits your budget.

However, if you’re still not convinced, that’s not a problem. Check out some of the other great benefits of applying with Monzi:

  • Easy applications: you can potentially have your application completed in minutes. That way, you can get on with your day sooner.
  • Trusted lenders: Monzi works with an extensive network of Australian lenders who will always comply with their responsible lending obligations.
  • Secured and unsecured: depending on the amount you borrow, you may apply for either a secured or unsecured loan.
  • Transparent: Monzi won’t hide anything from you. We clearly outline our process so that you know exactly what will occur at each step along the way.
  • Safe: McAfee and Comodo secure our digital system. That way, you know that your information is safe with us.

Dent repair Australia: get Monzi on your side

If your car has a few scrapes, Monzi could be there to help. Get the cash you need for car repairs now. Apply from $300 to $10,000. We could potentially match you with a lender in just 60 minutes. It’s quick, easy and hassle-free. Hit ‘Apply Now’ or scroll up to the loan slider at the top of the page. We’d love to hear from you!

That said, keep in mind that borrowing money will come at a cost. In short, lenders charge fees and interest. As a result, consider a loan to repair cosmetic damage to your car is the right choice. As a guide, check out our Costs page to determine how much you may repay. Alternatively, check out Moneysmart’s guide to personal loans.

Want to learn more with Monzi. We’re always here to help explain new concepts. For all our latest updates, follow us on Facebook, Instagram, Twitter and Pinterest. We’ll see you there.

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Costs

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You won't use a penny to apply for our lender-finding service, but here's some costs you could expect from a lender

Loan amount

$300 - $2,000

Terms

12 months (minimum)

12 months (maximum)

Costs

20% upfront establishment fee

+ 4% monthly fee

Example

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %. The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. The minimum and maximum loan term is 12 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Loan amount

$2,001 - $4,600

Terms

13 months (minimum)

24 months (maximum)

Costs

48% Annual Percentage Rate (APR)

67.41% Comparison Rate p.a.

Example

Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principal Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

The Annual Percentage Rate (APR) for Secured Medium Loans is 48%. The Typical Comparison Rate is 67.41% p.a. The minimum loan term is 13 months and the maximum loan term is 24 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

Loan amount

$5,000 - $10,000

Terms

13 months (minimum)

24 months (maximum)

Costs

21.24% Annual Percentage Rate (APR)

48% Comparison Rate p.a.

Example

Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principal Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.

The Annual Percentage Rate (APR) for Secured Large Amount Loans is 48%. Maximum Comparison Rate is 48% p.a. The minimum loan term is 13 months and the maximum loan term is 24 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.