Face Masks Australia – Monzi Explores The Ins And Outs Of Face Masks

Face masks Australia may be useful to have in your back pocket, given the ever-changing nature of the current health situation. However, if you’re not sure which mask to buy, then learn more with Monzi’s guide today. We’ll compare disposable and reusable masks and look at other factors you may need to consider when buying a mask. Let’s go.

Face masks Australia: Monzi’s guide

We’re living in unprecedented times. While in the past, face masks were rarely seen, these days, if you walked past someone in a mask, you wouldn’t bat an eyelid. In other words, you could say they’re becoming part of the ‘New Normal.’

With this, and the fact that a pandemic is on-going, owning a mask might be useful. In cities across Australia, we’ve already seen masks become a requirement. As a result, it’s better to be prepared. However, if you’ve never had to wear a facemask before, then you might be unsure of what to look for. Not only do masks come in different types (e.g. disposable vs reusable face masks), they may fit differently as well.

Given this, before you purchase your face mask, it’s important to understand what to look out for. That’s why Monzi’s here to break it down for you. Read on for our easy guide to face masks Australia now.

What types of face masks are there?

So, you need a face mask. As you’ve probably noticed, there isn’t simply one type of mask available. Instead, you’ll have a few options to choose from. See below for Monzi’s quick explanation of the types of face masks that you might be able to buy:

Surgical face masks Australia

Surgical face masks, often referred to as disposable face masks, are arguably the most common mask that you will encounter. In short, these masks are often white or blue and come with elastic earloops and a flexible noseband. Usually, you can buy them in packets of 10, 50 or 100.

However, the downside is that they usually have to be replaced after you wear them. As a result, they may be best suited to individuals planning to wear a mask sparingly or only in an emergency (e.g. masks became mandated).

N95 face masks Australia and P2 face masks Australia

While you may want the best protection available, an N95 or P2 mask often won’t be appropriate. These masks are used in healthcare settings or other workplaces where individuals may be exposed to aerosols that could potentially put their health at risk. With this, they often have air filtration mechanisms and are tight-fitting to provide extra levels of protection. As a result, you may need to look at alternatives that may be more suitable for your needs.

Reusable face masks

Finally, you may purchase a reusable face mask. Typically, these masks will be made out of cloth (e.g. cotton or a synthetic fabric). The key benefit is that they can be washed and re-worn making them more durable and practical than a surgical mask which may need to be replaced after each wear.

However, if you opt for a reusable mask, then ensure you get one that provides adequate protection. As a guide, you should be looking for one with three layers. That said, ensure that the mask is still breathable too.

Which is the best face mask Australia?

Unfortunately, Monzi cannot say. Instead, it’s up to you to take the information provided above and determine which option is the best for you. With this, remember that there is no one answer. While you may favour a reusable mask, surgical masks may be a more suitable option for someone else. Given this, it comes down to your objectives and needs.

On the one hand, if you want to wear a mask frequently, a reusable cotton mask may be best, given that you can wash it and re-wear it. On the other hand, if you just want a mask in case of an emergency, a packet of disposable masks may suffice. Finally, keep in mind that N95 masks and P2 masks usually won’t be necessary for the general population.

Where can I buy face masks in Australia?

In the past, it was tough to find face masks. While disposable face masks may have been available from the chemist, finding a good-quality, reusable mask was often tricky. However, as the world has changed and demand has increased, so too has the availability of masks.

Given this, you can now buy face masks online and in-store. Many leading clothing retailers now stock face masks, while independent sellers, such as those you may find at your local markets will too. As a result, you may be able to purchase an Australian-made reusable face mask.

Given this, with the range of choice on offer, you should find plenty of places to buy face masks in Australia. You just have to determine which one you want.

Are material face masks more effective than other options?

In terms of effectiveness and how different masks may protect you, Monzi is unable to provide a concrete answer. Generally speaking, health authorities suggest that a surgical mask or cloth mask should be sufficient when used as a face cover. That said, material face masks do come with several benefits that may make them a more attractive option than a disposable mask. This includes:

  • Cost-effective: as you can wear your mask multiple times, you won’t need to continually replace it.
  • Washable: throw it in the washing machine and your mask may be as good as new.
  • Less wasteful: reusable masks may be more sustainable than common surgical masks.
  • Fashionable: you may be able to find reusable cotton masks in a range of colours and styles. On the other hand, surgical masks typically only come in blue or white.

Do I need an N95 or P2 mask?

Typically, no.

For the general population, most health advice suggests that a disposable, surgical mask or a reusable cloth face mask will be sufficient. As a result, N95 or P2 masks are usually reserved for individuals from vulnerable populations or frontline healthcare workers who may be exposed to harmful aerosols as part of their work.

Why would I select disposable face masks rather than reusable face masks?

Reusable masks come with some obvious benefits. Not only are they more durable, but you can wear them again and again. With this, they may be more sustainable, less wasteful and potentially more cost-effective. However, that doesn’t mean that you must buy one. Instead, disposable masks may be appropriate in some situations.

With this, if you don’t intend to wear your mask often but want to have one just in case, then buying a packet of disposable masks may be sensible. Moreover, if you are sick but need to leave the house, then a surgical mask makes sense. After all, it can be disposed of quickly once you’ve finished wearing it, thereby saving you the hassle of needing to wash it.

So, while reusable face masks are often a good option, surgical face masks can come in handy. Consider how you will use your mask to determine which option is best for you.

How much do face masks cost in Australia?

This depends on the type of mask that you are buying.

Firstly, disposable surgical masks will usually come in a packet. With this, you may get anywhere from 10 to 50 masks or more. Obviously, this will impact the price. However, to give you a guide, a 50-pack of masks could set you back anywhere from $20 to $40. As a result, shop around to find the best price.

Next, reusable face masks may be a little bit more. However, the fact that you can reuse them offsets the additional cost. Typically, a good reusable mask will set you back anywhere from $10-$20. However, you may be able to buy a small packet (e.g. three to five masks) for a slightly lower price per mask.

Finally, N95 or P2 masks will usually be more expensive. However, these masks typically aren’t required for the general population.

Can I make my own face masks?

You sure can. In fact, many people in Australia and around the world have developed their own small businesses making masks at home and selling them. With this, one of the key benefits is that you can make a mask to suit your own style. In other words, you can pick your favourite colour or a pattern that you love.

To begin making your own masks, you’ll need to have the following supplies:

  • Basic sewing supplies (e.g. thread, pins, scissors).
  • Sewing machine (You may also be able to sew them by hand).
  • Elastic
  • Fabric for the mask (pick a colour or pattern you like or make a mask to match your outfits).
  • Fabric to use for the lining.

If you don’t have one of the items listed above, then just head down to your local craft store. They should have exactly what you’re looking for. Once you’re ready to get started, look online and you should find some quick and easy tutorials that provide a step-by-step guide to making your own mask. Try it today.

Should I buy a black face mask or something different?

As face mask demand has risen, so too have your options. In other words, these days, people are getting creative. While you could just buy a plain black reusable mask, you could also buy a mask with polka dots or patterns. If you’re so inclined, you might even be able to buy several masks to match your favourite outfits.

That said, the colour or pattern likely won’t change the effectiveness of your mask. Instead, it’s just one way that you can stand out. If you’re not bothered about what your mask looks like, then a black face mask may be exactly what you need. However, it may be fun to add some flair to your look with a zany mask.

Are there any custom face masks Australia?


Stand out from the crowd with your custom face mask. Whether you’d like to put your favourite quote on a mask or you’re just looking for a cool pattern, there may be options for you to purchase your own custom face mask. After all, if you can customise a t-shirt, why can’t you customise a face mask?

So, do your research online and you should be able to find a few places that can provide what you’re looking for. Just keep in mind that you may need to pay a little extra for a custom design.

What about funny face masks Australia?

Yes, if you’d like to brighten someone’s day, then you may be able to purchase a range of funny designs. Obviously, though, if you’re wearing the mask, you won’t get to experience the enjoyment, unless you look in the mirror.

In any case, funny mask designs range from humorous quips and jokes to strange faces (e.g. big smiles). Shop online and you may be able to find one that tickles your fancy. On the other hand, it could make a great gift idea for the happy-go-lucky member of your friendship group or a close family member.

Surgical Face masks Australia lying next to a pair of glasses

Do I need to wear a face mask?

In most cases, you can decide whether or not you would like to wear a mask. That said, in Brisbane, Melbourne and Sydney, the health situation resulted in masks becoming mandatory for a period of time. In these cases, you do not have a choice and risk being fined if you do not wear your mask.

However, when masks are optional, don’t hesitate to wear one if you believe that is what’s best for you. It’s nobody else’s decision but yours. If you are worried about contracting or spreading illness, then mask up when you’re out in a public space. At the very least, it may provide you with some peace of mind knowing that you’re doing your part. And anyway, it’s not like wearing a mask takes much effort.

Will a face mask stop me getting sick?


Wearing a mask does not guarantee that you won’t get sick. Note that this refers to both surgical masks and reusable masks. Instead, this is simply one step that you can take to potentially limit your exposure to certain viruses. Moreover, it may decrease the likelihood that you may spread any illness that you have too.

In addition to this, always remember that masks are most effective when used in conjunction with other strategies. As a guide, this includes effective handwashing and social distancing.

Finally, an additional benefit to masks is that they may stop you from touching your face. This is crucial, given that you can often transfer bacteria from surfaces that you touch to your mouth, nose or eyes. As a result, wearing a mask may put a stop to this, meaning you may reduce your chances of falling ill. However, again, masks are not a perfect solution and do not provide complete protection.

Face masks Australia: what not to do

It seems like there are many rules and recommendations for how to properly wear and deal with your mask. However, all of these rules exist for a reason. It’s about ensuring proper hygiene to limit any potential chance of spreading or contracting an illness.

With this, it brings us to what you should not do with your mask. Key points include:

  • Don’t touch the front of your mask. If you do, wash your hands thoroughly.
  • Don’t pull your mask down your face to eat or drink. Remove it properly and wash your hands after doing so.
  • You shouldn’t wear a mask you don’t need. For the general public, cloth masks or surgical marks should be sufficient. Leave proper P2 or N95 masks for those who need them.
  • Don’t assume that wearing a mask is enough. Instead, it should be used in conjunction with other hygiene techniques such as frequent hand-washing.
  • If you are sick, avoid going out in public. You can still spread infections even if you do wear a mask.

How do I remove my mask properly?

Removing your mask appropriately is necessary to ensure that you don’t undo the good work that you did by wearing your mask in the first place.

To do this, begin by removing your mask from the back of your head. In other words, undo the ties or slide the ear loops off your ears. Then, pull the mask directly away from your face. With this, at no point should you touch the front of your mask.

Next, put your mask straight into your washing machine or into a safe location. Once you’ve finished all the steps, wash your hands thoroughly with soap and water.

That’s all there is to it. Always remove your mask properly and remember to wash your hands. Simple, right?

My face mask is loose: is that OK?


If your face mask does not fit your face properly, then it may be ineffective. As a result, you must replace it with one that fits. There’s little point to wearing a mask that doesn’t do the job you need it to do.

With this, a suitable mask should fit snugly over your nose and mouth. Moreover, no air should leak out the sides, top or bottom of your mask. Some masks may come with flexible tops allowing you to form your mask to the shape of your nose. In addition, some masks may be adjustable so that you can get the right fit.

At the end of the day, your mask must be properly fitted and worn correctly. Otherwise, it may do little to stop the spread of illness.

How do I wash a face mask?

If you buy a reusable face mask, then it should come with instructions on how to wash it. In most cases, they will be machine washable. However, if they are not, then you can typically just wash it by hand in some warm, soapy water.

After your mask has been washed, put it out in the sun and do not wear it until it is completely dry. In addition to this, ensure you wash your hands after each time you handle your mask.

Finally, if you are using disposable masks, then you may not be able to wash them. Instead, they may need to be replaced regularly. While this may save you time, continually replacing disposable masks may be costly.

When should I replace my face mask?

This will depend on the mask you have.

Generally speaking, disposable surgical masks should ideally be replaced after each wear. After all, they’re disposable. They’re not intended to last forever. That said, there may be certain techniques you may use to wash your mask so that you can wear it again.

On the other hand, if you have a reusable mask, then you can wear it again and again. However, if the mask starts to wear down (e.g. loses its elasticity or develops tears in the material), then you will need to replace it. This will be inevitable, so it may be wise to have another reusable mask on-hand before you need to replace your old one.

How do I compare face masks Australia?

Finding the perfect mask isn’t always easy. Just as you would compare personal loans or new sneakers, you should compare your mask options too. That way, you may be able to find the one that suits you best.

So, ensure you compare the following features:

Reusable or disposable?

This the first question that you must answer. If you think you will be wearing a face mask a lot, then you may opt for a reusable mask. However, disposable masks may be more suitable if you will only be wearing a mask sparingly. As a result, it’s up to you to decide. Consider the pros and cons of each option to inform your decision.


Some masks sit flat against your face, others do not. As a guide, shape options include flat, folded or duck-bill. While all may be effective options, it simply comes down to a matter of preference. Consider factors such as the breathability or the aesthetic appeal to decide which shape you would like.


Reusable face masks may be made from cotton or similar, synthetic materials. As a result, breathability may vary, meaning you may need to factor this into your decision. Where possible, aim to learn from other people’s experiences. In other words, read reviews regarding the different materials and the comfort they provide.


If you buy a mask from a store, they may not allow you to return it. As a result, it’s important to find the right fit. As we’ve touched on, your mask should fit snugly and should not allow air to escape. So, compare reviews online to get an idea of the fit and breathability of the masks you’re considering.

Loops or ties?

You can typically either fasten your mask with ear loops or ties. Beginning with ear loops, this is the standard option that you will find. In short, they will be elastic or adjustable and will hook over your ears to hold your mask in place.

However, if you find loops uncomfortable or would like a different option, then you could find a mask with ties. In short, ties will be like shoelaces that reach around to the back of your head. From there, you can knot them to keep your mask tightly against your face.

Ultimately, it’s up to you to decide which you prefer. Generally, loops will be more readily available and may be more convenient. On the other hand, ties can be a bit of hassle, given that you may need to re-tie them each time you put your mask on.

Face masks Australia and Monzi’s lender-finder service

At Monzi, we’ve tried to ensure that you can come away from our face mask guide well-informed and on the path to purchasing the best face mask for you. With this, we’ve tried to outline your options as well as other factors worth considering. Unfortunately, though, Monzi cannot sell these products.

Instead, Monzi can offer you a quick and easy lender-finder service. With this, if you need cash today, then you can apply with us. From there, we may be able to match you with a lender from our extensive network. That way, we could potentially alleviate some of your stress when you need emergency cash.

Apply for cash loans with Monzi from $300 to $10,000 now. With repayment terms ranging from 12 to 24 months, depending on how much you borrow, there may be a suitable option for you. Just remember that we cannot guarantee if your application will be approved.

What can I use a personal loan for?

One great thing about personal loans is that you may use them to get yourself out of a financial bind. Moreover, you may use them to cover an extensive list of personal expenses. As a guide, some of the most common reasons for applying with Monzi include:

However, keep in mind that lenders charge fees and interest. As a result, while personal loans online could solve a problem today, you will repay more than you borrow. Given this, consider the costs before applying.

How do I know if I must wear a face mask?

With the health situation often changing, it’s important to stay across all the latest updates. To do this, visit the Department of Health website and check if there are any current health alerts. There you should find information regarding the current state of affairs in your local area.

In addition to this, keep an eye on your local news sources too. If something changes, it won’t change immediately. You will be informed. However, it’s always good to have your face mask ready if things do change.

Apply with Monzi today

You may not be looking for a face mask, but if you’re after a quick cash loan, then Monzi may be able to help you. Apply from $300 to $10,000 through our lender-finder service now. We may match you with a lender in just 60 minutes. It’s quick, easy and may take the stress out of finding a lender online.

Get started now! Scroll up to Monzi’s loan slider or hit “Apply Now.” Our website is live 24/7, meaning we’re always ready and waiting to receive your application.

Got questions? You can contact us at hello@monzi.com.au. Send through your queries or concerns and we’ll get back to you when we can. We’d love to hear from you. Alternatively, check out Moneysmart’s personal loan guide.

Finally, if you’d like to be our friend on social media, then you can follow us on Facebook, Instagram, Twitter and Pinterest. We’ll see you there.

Factor In


Two credit cards
Two credit cards

You won't use a penny to apply for our lender-finding service, but here's some costs you could expect from a lender

Loan amount

$300 - $2,000


12 months (minimum)

12 months (maximum)


20% upfront establishment fee

+ 4% monthly fee


Representative example based on a loan of $1000 over 6 months a borrower can expect to pay a total of $1440.

Disclaimer: Under the current legislation, all Small Amount Credit Contract loan providers don’t charge an annual interest rate. The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The comparison rate on loans between $300 and $2000 could be up to 199.43%. The minimum loan term is 16 days and maximum loan term is 12 months. Representative example based on a loan of $1000 over 6 months a borrower can expect to pay a total of $1440. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Loan amount

$2,100 - $4,600


13 months (minimum)

24 months (maximum)


47.8% Annual Percentage Rate (APR)

65.85% Comparison Rate p.a.


Representative example based on a loan of $2500 over 24 months a borrower can expect to pay a total of $4,556.88.

The maximum interest rate for a Medium Amount Credit Contract is 47.8%. Comparison Rate 65.85% p.a. The maximum loan term is 24 months. Representative example based on a loan of $2500 over 24 months a borrower can expect to pay a total of $4,556.88. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Credit criteria and terms and conditions apply.

Loan amount

$5,000 - $15,000


13 months (minimum)

24 months (maximum)


17% Annual Percentage Rate (APR)

36% Comparison Rate p.a.


Representative example based on a loan of $10,000 over 36 months a borrower can expect to pay a total of $16,489.

The starting interest rate for a Personal Loan is 17%. Comparison Rate 36% p.a. The maximum loan term is 24 months. Representative example based on a loan of $10,000 over 36 months a borrower can expect to pay a total of $16,489. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Credit criteria and terms and conditions apply.