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In a flash, it’s your loans outcome! We work hard and fast to refer you to a lender

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Meet Your Lender.

We’ve found you a lender (congrats!). They should be in touch shortly

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Quick outcomes

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Why choose Monzi?

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Lenders for Aussies

We’re an Australian brand, and proud. We may be 100% online, but our team is right here (behind your screen)!

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No need to pay

The best things in life are free, right? Looking for loans? Submit your application, free of charge!

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Zero Stress

We do all the legwork. Don’t sweat the small stuff when applying for loans! We can find you a lender, it’s what we do best.

Loans in your pocket.

Convenience is key. And it’s a timesaver. We find lenders who can provide top loans straight to your pocket.

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100% online

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Fast outcomes

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What do you need to apply?

You'll need to have

  • - a valid mobile number
  • - a valid email address
  • - a regular income for the last 3 months

You'll need to be

  • - at least 18 years old
  • - an Australian citizen
  • - or Permanent Resident

Factor In

Costs

Two credit cards
Two credit cards

You won't use a penny to apply for our lender-finding service, but here's some costs you could expect from a lender

Loan amount

$100 - $2,000

Terms

12 months

Costs

20% upfront establishment fee

+ 4% monthly fee

Example

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %. The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Loan amount

$2,001 - $4,600

Terms

13 months

24 months

Costs

48% annual percantage rate

67.41% comparison rate p.a.

Example

Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Loan amount

$5,000

Terms

13 months

24 months

Costs

21.24% annual percantage rate

48% comparison rate p.a.

Example

Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.

This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Ask away.

Transparency is at the heart of Monzi’s business and we don’t believe in silly questions.

View all FAQs

How do I apply?

Simply, complete our application in minutes. That’s it.

What happens to my data?

Rest assured, Monzi is officially certified by McAfee and Comodo.

What can Monzi do for me?

We can find you a lender that offers the finest quick loans in Australia.

Don't wait, Apply anytime.

The time is now or whenever you like, actually. Monzi is online and always ready to find you lenders that can provide quick cash loans.

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