Why choose Monzi?
Lenders For Aussies
We’re an Australian brand, and proud. We may be 100% online, but our team is right here (behind your screen)!
No Need To Pay
The best things in life are free, right? Looking for loans? Submit your application, free of charge!
We do all the legwork. Don’t sweat the small stuff when applying for loans! We can find you a lender, it’s what we do best.
Application process: 1/3
Complete our application in just minutes. A loan application, without the headache.Next step >
Application process: 2/3
In a flash, it’s your loans outcome! We work hard and fast to refer you to a lenderNext step >
Application process: 3/3
Meet Your Lender.
We’ve found you a lender (congrats!). They should be in touch shortlyNext step >
Spend your money
Loans in your pocket.
Convenience is key. And it’s a timesaver. We find lenders who can provide top loans straight to your pocket.Apply Now
What do you need to apply?
You'll need to have
- a valid mobile number
- a valid email address
- a regular income for the last 3 months
You'll need to be
- at least 18 years old
- an Australian citizen
- or Permanent Resident
You won't use a penny to apply for our lender-finding service, but here's some costs you could expect from a lender
$300 - $2,000
20% upfront establishment fee
+ 4% monthly fee
Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.
Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %. The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
$2,001 - $4,600
48% annual percantage rate
67.41% comparison rate p.a.
Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principal Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.
The Interest Rate for Secured Medium Loans is 48%. The Typical Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.
$5,000 - $10,000
21.24% annual percantage rate
48% comparison rate p.a.
Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principal Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.
The Interest Rate for Secured Large Amount Loans is 48%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.
Transparency is at the heart of Monzi’s business and we don’t believe in silly questions.View all FAQs
How do I apply?
Simply, complete our application in minutes. That’s it.
What happens to my data?
Rest assured, Monzi is officially certified by McAfee and Comodo.
What can Monzi do for me?
We can find you a lender that offers the finest quick loans in Australia.
Don't wait, Apply anytime.
The time is now or whenever you like, actually. Monzi is online and always ready to find you lenders that can provide quick cash loans.Apply Now
Why Monzi Loans?
Lenders For Aussies
The time is now or whenever you like, actually. Monzi is online and always ready to find you lenders that can provide quick cash loans.
Hi, we’re Monzi. We are an Australian brand, and proud of it. We may be 100% online, but our team is right here, behind your screen!
What do we do? Well, we’re here to make life a little bit easier for as many Aussies as possible. When everyday Australians find themselves needing an online loan, we take the hassle out of finding a lender. With one application, we search through hundreds of licensed credit providers.
Once you’ve filled in our application form, we’ll compile all your information together. Next, we’ll pass this information on to hundreds of lenders, to try and find a credit provider who can help.
The best bit? We work with lenders who share in our philosophy. Therefore, if you’re in an emergency, or have bad credit, don’t run the gauntlet by applying for a no credit check loan, or payday loan. You can rest assured Monzi will only pair you with a licensed, reputable lender.
No Need To Pay
The best part of Monzi? Well, we’re completely free. Yep, 100%, absolutely and utterly free.
Are you in a rush? Well, we work super fast. We’ll have an outcome for you within minutes of applying. We find lenders offering cash loans, both secured and unsecured. If you’re receiving Centrelink and are looking for cash loans for bad credit, we could find you a lender willing to help.
So, whatever loan you’re looking for, big or small, Monzi’s got your back.
When you use Monzi’s lender-finder service, you can sit back, and we’ll take care of the rest.
Loved your Monzi experience? Please get in touch. If unfortunately, you didn’t love your time with Monzi, we would love to hear where we could improve. Feel like you haven’t been given a fair deal? Let us know.
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