Why choose Monzi?

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Lenders For Aussies

We’re an Australian brand, and proud. We may be 100% online, but our team is right here (behind your screen)!

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No Need To Pay

The best things in life are free, right? Looking for loans? Submit your application, free of charge!

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Zero Stress

We do all the legwork. Don’t sweat the small stuff when applying for loans! We can find you a lender, it’s what we do best.

Application process: 1/3

Apply Online.

Complete our application in just minutes. A loan application, without the headache.

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Application process: 2/3

Lightning Outcomes.

In a flash, it’s your loans outcome! We work hard and fast to refer you to a lender

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Application process: 3/3

Meet Your Lender.

We’ve found you a lender (congrats!). They should be in touch shortly

Next step >
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Apply online

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Quick outcomes

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Spend your money

Loans in your pocket.

Convenience is key. And it’s a timesaver. We find lenders who can provide top loans straight to your pocket.

Apply now
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100% online

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Fast outcomes

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Secured data

What do you need to apply?

You'll need to have

  • a valid mobile number
  • a valid email address
  • a regular income for the last 3 months

You'll need to be

  • at least 18 years old
  • an Australian citizen
  • or Permanent Resident

Factor In

Costs

Two credit cards
Two credit cards

You won't use a penny to apply for our lender-finding service, but here's some costs you could expect from a lender

Loan amount

$300 - $2,000

Terms

12 months

Costs

20% upfront establishment fee

+ 4% monthly fee

Example

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %. The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Loan amount

$2,001 - $4,600

Terms

13 months

24 months

Costs

48% annual percantage rate

67.41% comparison rate p.a.

Example

Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

The Interest Rate for Secured Medium Loans is 48%. The Typical Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

Loan amount

$5,000 - $10,000

Terms

13 months

24 months

Costs

21.24% annual percantage rate

48% comparison rate p.a.

Example

Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.

The Interest Rate for Secured Large Amount Loans is 48%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

Ask away.

Transparency is at the heart of Monzi’s business and we don’t believe in silly questions.

View all FAQs

How do I apply?

Simply, complete our application in minutes. That’s it.

What happens to my data?

Rest assured, Monzi is officially certified by McAfee and Comodo.

What can Monzi do for me?

We can find you a lender that offers the finest quick loans in Australia.

Don't wait, Apply anytime.

The time is now or whenever you like, actually. Monzi is online and always ready to find you lenders that can provide quick cash loans.

Apply Now
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Why Monzi Loans?

Lenders For Aussies

The time is now or whenever you like, actually. Monzi is online and always ready to find you lenders that can provide quick cash loans.

Hi, we’re Monzi. We are an Australian brand, and proud of it. We may be 100% online, but our team is right here, behind your screen!

What do we do? Well, we’re here to make life a little bit easier for as many Aussies as possible. When everyday Australians find themselves needing an online loan, we take the hassle out of finding a lender. With one application, we search through hundreds of licensed credit providers.

So, whether you need a loan to cover a rental bond, to repair your car or for travel costs, we reckon we know the lenders who can help.

Once you’ve filled in our application form, we’ll compile all your information together. Next, we’ll pass this information on to hundreds of lenders, to try and find a credit provider who can help.

The best bit? We work with lenders who share in our philosophy. Therefore, if you’re in an emergency, or have bad credit, don’t run the gauntlet by applying for a no credit check loan, or payday loan. You can rest assured Monzi will only pair you with a licensed, reputable lender.

No Need To Pay

The best part of Monzi? Well, we’re completely free. Yep, 100%, absolutely and utterly free.

So, it doesn’t matter if we successfully find you that quick cash lender you’re looking for, or if you don’t end up borrowing a cent, our service will always be free for our customers.

Are you in a rush? Well, we work super fast. We’ll have an outcome for you within minutes of applying. We find lenders offering cash loans, both secured and unsecured. If you’re receiving Centrelink and are looking for cash loans for bad credit, we could find you a lender willing to help.

While all lenders may vary, we are able to give you a general idea of the costs associated with short term loans.

So, whatever loan you’re looking for, big or small, Monzi’s got your back.

Zero Stress

When you use Monzi’s lender-finder service, you can sit back, and we’ll take care of the rest.

Forget the stress that usually comes with looking for a cash advance lender. We’re completely open about how your details are kept completely secure and private.

Loved your Monzi experience? Please get in touch. If unfortunately, you didn’t love your time with Monzi, we would love to hear where we could improve. Feel like you haven’t been given a fair deal? Let us know.

If you have more questions about how it all works? Head on over to our FAQ page. Additionally, find out more about our complaints and website policy.

Monzi loans, the simple, stress-free way to find legitimate lenders.

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