How it works

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Get to know the inner workings of Australia's latest and greatest lender-finder. We like to keep things simple, and the proof is in the pudding, so discover what makes us tick.

  • You apply

  • We search

  • Meet your lender

Apply in minutes. Fill out our quick application form - we just need a few little details. The best part? No paperwork required!

Forget searching through hundreds of lenders to find loans, let us do all the legwork! Using the latest in safe, smart technology, we scan hundreds of lenders to find you a lender that can say yes.

In minutes, we can find you a lender that can provide fast cash loans! Your new lender should be in touch shortly, so keep an eye on your texts or emails.

Step 1

You apply

Apply in minutes. Fill out our quick application form - we just need a few little details. The best part? No paperwork required!

Step 2

We search

Forget searching through hundreds of lenders to find loans, let us do all the legwork! Using the latest in safe, smart technology, we scan hundreds of lenders to find you a lender that can say yes.

Step 3

Meet your lender

In minutes, we can find you a lender that can provide fast cash loans! Your new lender should be in touch shortly, so keep an eye on your texts or emails.

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Apply online

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Lightning outcomes

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Spend your money

Who can apply?

Check off these four requirements and you're all set to apply for quick cash loans with Monzi.

Factor In Costs

You won't use a penny to apply for our lender-finding service, but here's some costs you could expect from a lender

Loan amount

$300 - $2,000

Terms

16 days (minimum)

12 months (maximum)

Costs

20% upfront establishment fee

+ 4% monthly fee

Example

Representative example based on a loan of $1000 over 6 months a borrower can expect to pay a total of $1440.

Disclaimer: Under the current legislation, all Small Amount Credit Contract loan providers don’t charge an annual interest rate. The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The minimum loan term is 16 days and maximum loan term is 12 months. Representative example based on a loan of $1000 over 6 months a borrower can expect to pay a total of $1440.

Loan amount

$2,100 - $4,600

Terms

12 months (minimum)

24 months (maximum)

Costs

47.8% Annual Percentage Rate (APR)

65.85% Comparison Rate p.a.

Example

Representative example based on a loan of $2500 over 24 months a borrower can expect to pay a total of $4,556.88.

The maximum interest rate for a Medium Amount Credit Contract is 47.8%. Comparison Rate 65.85% p.a. The maximum loan term is 24 months. Representative example based on a loan of $2500 over 24 months a borrower can expect to pay a total of $4,556.88. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Credit criteria and terms and conditions apply.

Loan amount

$5,000 - $15,000

Terms

12 months (minimum)

24 months (maximum)

Costs

47.8% Annual Percentage Rate (APR)

47.8% Comparison Rate p.a.

Example

Representative example based on a loan of $10,000 over 36 months a borrower can expect to pay a total of $18,995.04.

This is an estimate only and the comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit.The maximum interest rate for a Personal Loan is 47.8%. Comparison Rate 47.8% p.a. The maximum loan term is 24 months. Representative example based on a loan of $10,000 over 36 months a borrower can expect to pay a total of $18,995.04. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Credit criteria and terms and conditions apply.

Have Monzi on Your Side

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Fast loans shouldn’t be hard. There shouldn’t be endless Google searches, tiresome meetings with banks, a ton of hoops to jump through and worst of all, never-ending waiting times.

That’s why we created Monzi. It’s your one stop between you and your next lender. Fill out our application in a few breezy minutes and, before you know it, we could have found you a lender. That’s all! 100% online, no paperwork, and outcomes in minutes - that’s the Monzi Effect. Ready to be blown away? Apply today

Loans in your pocket.

Convenience is key. And it’s a timesaver. We find lenders who can provide top loans straight to your pocket.

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Finding your loan...