How it works
Get to know the inner workings of Australia's latest and greatest lender-finder. We like to keep things simple, and the proof is in the pudding, so discover what makes us tick.
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You apply
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We search
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Meet your lender
Apply in minutes. Fill out our quick application form - we just need a few little details. The best part? No paperwork required!
Forget searching through hundreds of lenders to find loans, let us do all the legwork! Using the latest in safe, smart technology, we scan hundreds of lenders to find you a lender that can say yes.
In minutes, we can find you a lender that can provide fast cash loans! Your new lender should be in touch shortly, so keep an eye on your texts or emails.
Step 1
You apply
Apply in minutes. Fill out our quick application form - we just need a few little details. The best part? No paperwork required!
Step 2
We search
Forget searching through hundreds of lenders to find loans, let us do all the legwork! Using the latest in safe, smart technology, we scan hundreds of lenders to find you a lender that can say yes.
Step 3
Meet your lender
In minutes, we can find you a lender that can provide fast cash loans! Your new lender should be in touch shortly, so keep an eye on your texts or emails.
Apply online
Lightning outcomes
Spend your money
Who can apply?
Check off these four requirements and you're all set to apply for quick cash loans with Monzi.
Loan amount
$300 - $2,000
Terms
16 days (minimum)
12 months (maximum)
Costs
20% upfront establishment fee
+ 4% monthly fee
Example
Representative example based on a loan of $1000 over 6 months a borrower can expect to pay a total of $1440.
Disclaimer: Under the current legislation, all Small Amount Credit Contract loan providers don’t charge an annual interest rate. The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The minimum loan term is 16 days and maximum loan term is 12 months. Representative example based on a loan of $1000 over 6 months a borrower can expect to pay a total of $1440.
Loan amount
$2,100 - $4,600
Terms
12 months (minimum)
24 months (maximum)
Costs
47.8% Annual Percentage Rate (APR)
65.85% Comparison Rate p.a.
Example
Representative example based on a loan of $2500 over 24 months a borrower can expect to pay a total of $4,556.88.
The maximum interest rate for a Medium Amount Credit Contract is 47.8%. Comparison Rate 65.85% p.a. The maximum loan term is 24 months. Representative example based on a loan of $2500 over 24 months a borrower can expect to pay a total of $4,556.88. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Credit criteria and terms and conditions apply.
Loan amount
$5,000 - $15,000
Terms
12 months (minimum)
24 months (maximum)
Costs
47.8% Annual Percentage Rate (APR)
47.8% Comparison Rate p.a.
Example
Representative example based on a loan of $10,000 over 36 months a borrower can expect to pay a total of $18,995.04.
This is an estimate only and the comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit.The maximum interest rate for a Personal Loan is 47.8%. Comparison Rate 47.8% p.a. The maximum loan term is 24 months. Representative example based on a loan of $10,000 over 36 months a borrower can expect to pay a total of $18,995.04. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Credit criteria and terms and conditions apply.
Have Monzi on Your Side
Fast loans shouldn’t be hard. There shouldn’t be endless Google searches, tiresome meetings with banks, a ton of hoops to jump through and worst of all, never-ending waiting times.
That’s why we created Monzi. It’s your one stop between you and your next lender. Fill out our application in a few breezy minutes and, before you know it, we could have found you a lender. That’s all! 100% online, no paperwork, and outcomes in minutes - that’s the Monzi Effect. Ready to be blown away? Apply today
Taken from our Google Reviews
"Great experience. It was quick and easy to obtain a small loan from these guys when my bank didn't approve my application to get loan to repair my car. Recommend them if you've had no luck with your bank!"
Rajith Fernando.
Taken from our Google Reviews
"I don’t have the best credit but am reliable now I am back on track. I needed cash fast & was jumping back and forth between possible lenders, trying to get the courage to apply with the one that seemed least likely to knock me back. Monzi made it simple, saved me the stress and worry with trying to find a lender."
Stephanie Bolton
Taken from our Google Reviews
"Great, very professional. Gave me a reply very quickly. Would definitely recommend"
Craig Jorgensen.
Loans in your pocket.
Convenience is key. And it’s a timesaver. We find lenders who can provide top loans straight to your pocket.
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