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Loan amount
$300 - $2,000
Terms
16 days (minimum)
12 months (maximum)
Costs
20% upfront establishment fee
+ 4% monthly fee
Example
Representative example based on a loan of $1000 over 6 months a borrower can expect to pay a total of $1440.
Disclaimer: Under the current legislation, all Small Amount Credit Contract loan providers don’t charge an annual interest rate. The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The minimum loan term is 16 days and maximum loan term is 12 months. Representative example based on a loan of $1000 over 6 months a borrower can expect to pay a total of $1440.
Loan amount
$2,100 - $4,600
Terms
12 months (minimum)
24 months (maximum)
Costs
47.8% Annual Percentage Rate (APR)
65.85% Comparison Rate p.a.
Example
Representative example based on a loan of $2500 over 24 months a borrower can expect to pay a total of $4,556.88.
The maximum interest rate for a Medium Amount Credit Contract is 47.8%. Comparison Rate 65.85% p.a. The maximum loan term is 24 months. Representative example based on a loan of $2500 over 24 months a borrower can expect to pay a total of $4,556.88. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Credit criteria and terms and conditions apply.
Loan amount
$5,000 - $15,000
Terms
12 months (minimum)
24 months (maximum)
Costs
47.8% Annual Percentage Rate (APR)
47.8% Comparison Rate p.a.
Example
Representative example based on a loan of $10,000 over 36 months a borrower can expect to pay a total of $18,995.04.
This is an estimate only and the comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit.The maximum interest rate for a Personal Loan is 47.8%. Comparison Rate 47.8% p.a. The maximum loan term is 24 months. Representative example based on a loan of $10,000 over 36 months a borrower can expect to pay a total of $18,995.04. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Credit criteria and terms and conditions apply.
