- Monzi Personal Loans

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FAQ

Just quick cash loans.

Borrow $5,000

4+ years in business

$2,100

$15,000

Repayment Estimates (Subject To Change)

Example repayment per week $43,36

Example repayment per fortnight $43,36

Example repayment per month $43,36

Comparison Rate Disclaimer - WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Monzi is not a lender or a broker. We are a referral service only. This calculator provides an estimate only. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant are captured and verified by the lender you are referred to. Any calculations made by you using this calculator is intended as a guide only. I also understand I may be offered a financial product from another lender, and based on their credit assessment of my application, it may not be the exact same type or amount I applied for.

Monzi Australia

Quick cash loans in 60 mins*

Maximum interest rate 47.8%

Comparison rate* 65.85% p.a

Total charges $43,36

Total repayments $43,36

Total charges $43,36

Total repayments $43,36

Total charges $43,36

Total repayments $43,36

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The maximum interest rate for a Personal Loan is 47.8%. Comparison Rate 47.8% p.a. The maximum loan term is 24 months. Representative example based on a loan of $10,000 over 36 months a borrower can expect to pay a total of $18,995.04. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Credit criteria and terms and conditions apply.

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Warning about Borrowing

Do you really need a loan today? *

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:

For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor
Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
If you are on government benefits, ask if you can receive an advance from Centrelink: www.humanservices.gov.au/advancepayments
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

Copyright © 2023 www.monzi.com.au MONZI PTY LTD, ABN 76 632 780 655. Credit Representative Number : 517193. MONZI PTY LTD is a credit representative of Fish4Loans Pty Ltd (ABN 89 603 132 618), Australian Credit License 474107. We are a referral service only and we do not recommend a particular credit contract or specific credit contract. We work with multiple lending partners. Once you have been referred to a lending partner, they will assess your new application, provide you with a credit contract that they have assessed is not unsuitable for you and contact you with regards to the outcome of the application. The lender will appraise you of their fees, charges and terms before you would enter any contract with them. We may receive a referral fee (amount not ascertainable but may range from $5 to $2000). It is recommended that you obtain independent legal and financial advice before taking up any financial products.

*Rates and loan terms on this website are indicative only. We work with lending partners that can process within 60 minutes, not all lending partners process within 60 minutes. We work with lending partners that payout loans as soon as your contract is signed, not all lending partners payout loans as soon as your contract is signed. When you receive your funds will depend on the financial institution that you bank with. We do not conduct a credit check. Lending partners that we work with may perform a credit check. A lender will never perform a credit check without your consent.

Disclaimer: Most Outcomes Within 60 Mins*
* As advertised - loan application will be referred to participating lenders instantly and it is anticipated you will hear from a matched lender within 60 minutes.

Disclaimer: Cash Loans Paid In 60 Minutes*
* As advertised - monzi.com.au is not a lender or broker and does not advise or recommend any lender. We simply provide options based on the information you provide. Once you are approved by an actual lender, your loan may be transferred straight into your bank account within 60 minutes of signing the contract during standard banking hours. The same transfer times could apply on second and subsequent approved loans. For loan amounts over $3,000 it usually takes longer than 60 minutes.

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