Company Outline
CashnGo Loans is a trusted provider of short-term loans and small loans in Australia. They offer flexible repayments and competitive interest rates with transparent costs, making it easier for customers to manage their finances and pay their money needs promptly. Applications for CashnGo payday loans are accepted from Centrelink recipients as well as people with poor credit. Founded by George Hajjar in 2013, CashnGo now employs more than 50 people and is committed to providing quick loan approvals and same day funds transfer directly to your bank account, so you can access the money you need when you need to pay.
The CashnGo headquarters are located in Parramatta, New South Wales, operating from 9 AM to 8 PM Monday through Friday and 9 AM to 5 PM on Saturday. The company holds credit licence number 431627 and ABN 82 156 288 078. CashnGo is the winner of the ProductReview.com.au Awards for Short Term Loans in 2021, reflecting its dedication to customer care and security.
CashnGo’s customer service team is readily available during business hours to assist with inquiries, ensuring a smooth and supportive loan process for all customers.
CashnGo Short Term Loans
CashnGo offers loans ranging from a minimum loan amount of $300 to a maximum of $2,000, with medium loan options available for returning customers. First-time borrowers, whether employed or receiving Centrelink benefits, can access loans of $300 or $600 respectively. A 20% establishment fee applies to first-time loans, clearly disclosed upfront to ensure transparency and help borrowers understand the total costs involved.
Loan terms range from 62 to 180 days, with flexible repayments available weekly, fortnightly, or monthly to suit individual needs. Borrowers can choose to have funds transferred directly to their bank account or loaded onto a Cash n Go Eftpos Card for convenience, making it easy to pay your bills and manage your money.
How to Apply for a Loan
CashnGo’s application process is designed to be quick, secure, and user-friendly. To qualify, applicants must:
Be at least eighteen years old.
Be employed full-time, part-time, or casually with a steady income and not on probation.
Applicants will need to provide:
Photo ID for verification
Bank details or internet banking information to connect for funds transfer to your bank account
Employment and financial information
The online application can be completed in minutes, with approval often granted the same day. Once approved, funds are transferred promptly to your bank account, subject to bank processing times, so you can access your money quickly and pay as needed.
Key Features of the Loan
CashnGo offers a range of features to make borrowing easy and transparent:
Competitive annual percentage rate (APR) and comparison rate with no hidden fees or monthly fee
Flexible repayments tailored to your financial situation, helping you stay in control and pay your money back on time
Simple application available online or at conveniently located kiosks
Rescheduled payment options to manage unexpected financial challenges
Transparent fee-based structure including a 20% establishment fee on first loans so you understand all costs before committing
Secure handling of your personal and bank details to ensure your data is protected
Online dashboard to view your loan status, repayments, and balance anytime
Committed customer care team ready to assist you during business hours
With CashnGo, you can quickly access the cash you need for a short time, repay with ease, and feel confident you are dealing with a reputable Australian lender.