Company Overview
Fair Go Finance may offer small loans up to $2,000 and personal loans up to $10,000, including options for loans for bad credit. Established in 2008, the company is based in Perth, Western Australia. Fair Go Finance operates Monday to Friday from 6:30 AM to 4:30 PM AWST and on Saturdays from 8 AM to 12 PM. With Australian Credit Licence number 387995, Fair Go Finance’s ACN is 134369574.
Loan Options
- Small Amount Loans
- Medium Amount Loans
- Large Amount Loans
How to Apply for Fair Go Finance Loans?
All Fair Go Finance loans, including personal loans, bad credit loans, and loans for bad credit, have an online application process that may take around five minutes to complete. You might receive a preliminary assessment immediately after submission. The application may require:
- Bank account details
- Basic identification
- Information about income and expenses
To qualify, applicants may need to:
- Be at least eighteen years old
- Be an Australian citizen, permanent resident, employee, or under sponsorship
- Earn more than $500 per week
- Be employed full-time, part-time, or casually, not on probation
During the application process, you may need to provide:
- Identity documents: Driver’s licence or Medicare card
- Address proof: Utility bill or rent statement
- Online banking details: Three months of financial data in read-only format
- Employment and financial information: Income, assets, liabilities, and paystubs
No paper copies are required as the entire process is completed online.
Key Features of Fair Go Finance Loans
Fair Go Finance loans, including personal loans and loans for bad credit, may provide speed and convenience. Preliminary assessments take around 5–6 minutes, while final decisions are generally provided within one to two business days. Funds may be credited promptly if the borrower’s bank supports Split Payments technology.
These loans are usually accessible to applicants with a bad credit history or poor credit, allowing bad credit borrowers to secure financial assistance despite past credit issues.
Repayments are usually managed through direct debit, and documents may be signed securely using SMS codes. The company may request online banking credentials as part of this process.
Fair Go Finance may also provide repayment solutions for borrowers experiencing difficulty. Both good and bad credit applicants might be eligible to apply, provided there has been no bankruptcy in the last 12 months. Additionally, loyal borrowers can access the “Mates Rates” program, which can increase their second loan amount by up to $453.
Pros of Fair Go Finance Personal Loans
- Quick and simple online application process
- Fully online, paperless application with SMS code signatures
- Extra loan amounts may be available for first-time borrowers
- Convenient auto-debit repayment setup
- Options may be available for loans for bad credit and poor credit applicants
- Personal loans may be used for a variety of expenses such as debt consolidation, car repairs, and home renovations.
FAQs – Fair Go Finance Loans
1. Can I apply for a Fair Go Finance loan with bad credit?
Fair Go Finance may offer loans for bad credit. Applicants with a poor credit history or bad credit history might still be considered, provided no bankruptcy has been filed in the last 12 months.
2. How long does it take to get a Fair Go Finance loan?
The preliminary assessment may be completed within 5–6 minutes online, and final outcomes are generally provided within one to two business days.
3. Is the loan application process fully online?
Yes, all Fair Go Finance loans can be applied for online. The process is paperless, and documents are signed securely using SMS codes.
4. What documents are required to apply?
You may need identity documents (driver’s licence or Medicare card), proof of address (utility bill or rent statement), online banking details (read-only for three months), and employment/financial information including income and paystubs.
5. How are repayments made?
Repayments are generally managed through direct debit, and the company may request online banking credentials as part of the setup. Repayment solutions may be available for borrowers facing difficulty.
6. Can first-time borrowers get extra loan amounts?
Fair Go Finance may offer additional loan amounts for first-time borrowers. Loyal customers might also access the “Mates Rates” program, which can increase their second loan amount.
7. Who is eligible to apply?
Applicants must be at least 18 years old, reside in Australia, earn more than $500 per week, and be employed full-time, part-time, or casually (not on probation).
8. Can I get a car loan with Fair Go Finance?
Fair Go Finance may offer car loans, including options for applicants with a bad credit history. The application may consider your financial situation, credit report, and employment details. If approved by a lender, you might borrow an amount suitable for purchasing or repairing a vehicle, with repayment terms that reflect your circumstances.