Vet bills and pet finance available online from $2,100 to $15,000. Need cash to care for your furry friend? Monzi could help. Apply online now.
Vet bills and pet finance – what does it all mean?
While becoming a pet owner can seem like the greatest thing in the world, the hefty costs often aren’t considered.
In Australia, on average, the first-year cost of owning a dog or cat is usually more than $2,100. Factoring in vet bills, food, toys and everything else that comes with owning a pet, total lifetime costs can be substantially higher.
Given this, there’s a good chance that at some point in your pet’s lifetime, there will be an expense that arises that you won’t have the funds to cover. More often than not, this comes in the form of expensive vet bills. Unfortunately, vet care doesn’t come cheap.
|Payment plans for vet bills||Help with vet bills for pensioners|
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|Help with vet bills for pensioners NSW||Help with vet bills for pensioners QLD|
Pet finance vs. pet insurance
While they serve similar purposes, pet care finance and pet insurance differ in some key ways. With pet insurance, you pay a monthly premium to ensure you’re covered if things go wrong. If your pet gets sick or injured, you are covered for a range of eligible vet bills.
Pet finance works a little differently. There’s no upfront cost or monthly premium; you simply apply when you need it. Pet finance can also cover more than just vet bills. It can be used to pay for almost any pet-related expense.
If you are a pet owner, don’t discount pet insurance, though. Vet bills are typically the most expensive pet-related cost. Having the peace of mind to know that you are covered for a range of vet bills may be worth it for you. Moreover, taking out a loan to pay your bills may be expensive, given that money you borrow must be repaid with interest.
Expensive vet bills? Consider pet finance
As cute as they are, pets can be costly. At Monzi, we understand this. While insurance companies only cover some costs and conditions, we might be able to find a lender to help you pay for any pet-related expenses. Whether it’s a few hundred dollars to help cover food and registration or a few thousand dollars to cover major surgery, there are options for you.
As most pet owners can tell you, pet-related expenses are many and varied. While illness or injury and the associated vet bills may be the most common use, pet finance can help you cover a range of associated costs.
- Comfort items: beds, litter tray, carpet, kennel etc.
- Washing/grooming expenses
- Boarding or dog sitting costs
- Health products like medicine, supplements or vaccinations
- Obedience classes
- Photoshoots (why not?)
If you do find yourself short on cash and have to pay for one of these expenses, why not give Monzi’s lender-service a try? We could potentially help you find a great lender that may offer you the cash you need to ensure your furry friend gets the best care possible. Alternatively, check out our complete guide to budget pet products today.
Help with vet bills for pensioners
Searching for help with vet bills for pensioners NSW? Don’t worry – just because you’re a pensioner doesn’t mean you’re not going to be able to secure the finance you need.
For pensioners, your pets are often even more special. If something goes wrong, you’ll do everything in your power to get them the help and care they need. If the costs are prohibitive and your budget won’t stretch, pet finance may be available.
Does it matter what animal I have for vet bills and pet finance?
Of course not!
While vet bills and pet finance usually relates to dogs and cats, your application is not assessed on what kind of pet you have.
Pets come in all different shapes and sizes. Just because it’s not a dog or a cat doesn’t mean you’re any less attached. Whether it’s a bird, snake or guinea pig, it doesn’t matter. If you need help paying vet bills or a little extra cash to cover some costs, pet finance is available.
So, whether your chickens need a new coop or your snake needs a new heat lamp, Monzi is here to help. We can potentially put you in touch with a range of lenders who may help pet owners cover a cash shortfall.
Help with vet bills for low income families Australia
So your pet needs surgery and you need finance, but you’re a low-income earner? Fear not – help with vet bills for low-income families may be available.
As a lender-finder, Monzi will do what we can to find you a lender who can potentially offer you the finance you need. We work with a wide range of lenders who will assess each application on its merits.
How long does emergency vet bill assistance Australia take?
That depends on your lender. Each lender will have individual policies and procedures they follow when assessing your application. As such, the time taken to complete these steps can vary greatly.
If you are looking for a lender, Monzi will do what we can to have you matched with a lender in the shortest time possible. Depending on the nature of your application and the time you submit it, you might receive an outcome in just 60 minutes. However, times may vary.
Keep in mind that it will take some time for your lender to assess your application. Although, in most cases, they will endeavour to provide you with a response as soon as possible.
If you apply during working hours, the whole process can take as little as a few hours. Applying on weekends or outside regular hours may result in your loan being processed the next business day.
Payment plans for vet bills
So, you need a cash loan, but you’re looking for a better idea on what you’ll be paying. Unfortunately, we are unable to guarantee the exact terms of your repayments; your lender will determine this. Once your application is accepted, your lender may provide a payment plan for you that is affordable and manageable.
We can, however, give you an idea of the different types of personal loans and the associated terms. We know that everyone’s needs are different and as such, we ensure there are a range of options on offer. Depending on your cash needs, there may be an amount that suits your budget.
At Monzi, we work with lenders who offer secured and unsecured personal loans from $2,100 to $15,000. If approved, you’ll receive cash upfront and your lender will divide your costs into even weekly, fortnightly or monthly repayments.
Finally, keep in mind that some vets may offer payment plans for vet bills. However, Monzi cannot speak on this. Instead, you must contact your vet directly.
Are there any bad credit vet bill loans?
If your pet needs urgent care, you don’t want to be worrying about your credit history. Instead, you want to find an understanding lender who might be willing to take on your bad credit. Luckily, Monzi knows a few lenders like that.
While your credit will be a consideration, many online lenders don’t see it as the be-all and end-all. Instead, it’s simply a reflection of your past borrowing behaviours. With this, they may take into account your current financial standing too.
So, if you need vet bill loans with bad credit, Monzi might match you with a lender who can help. While bad credit loans with guaranteed approvals aren’t possible, a few mistakes in your past may not put a line through your application.
What about veterinary financing no credit check?
While bad credit finance may be possible to cover some pesky vet bills, it’s unlikely that you will be offered a 1 hour loan with no credit check. In short, lenders have assessment policies and procedures that they follow. In most cases, a credit check will be included in this. After all, how else will lenders assess your reliability as a borrower?
Luckily, credit checks are just one component of your loan assessment. As a result, if you need to access pet finance with bad credit, don’t think that a credit check will be the end of the world. If you are earning a stable income and meet the necessary criteria you may be offered a loan for vet bills from $2,100 to $15,000.
I need pet surgery loans ASAP
Whether your dog, cat or budgie needs to undergo surgery, you’ll find that the costs are incredibly high. Even a minor procedure might set you back over $2,100. From anesthetic to medication, you may look at your final bill and wonder how you’re going to cover it. Worst of all, you may need a solution fast.
Through Monzi, we might match you with a lender offering surgery loans for dogs, cats or other pets. You can receive your cash upfront and your lender will divide your costs into instalments. As a result, it may make it more manageable to pay those eye-watering bills.
Applying for emergency vet bill assistance Australia made fast with Monzi
At Monzi, we made it our goal to make life as easy as possible for our users to access fast money loans online. To do this, we’ve developed an intuitive, easy-to-use website that makes applying a breeze. Our loan slider makes it simple to select just how much you wish to borrow.
What should I consider when it comes to vet bill help?
If your four-legged friend is sick or injured and you can’t afford to cover the medical costs, a personal loan may be an option. However, taking out a loan should never be a flippant decision.
Ready to apply for vet bills and pet finance?
So, if your little friend has gotten you into a world of financial hurt, why not consider Monzi’s lender-finding service? Simply scroll up and use the loan slider to select the amount you wish to borrow. Complete your online application and we’ll do our best to find you a great lender who may offer an instant loan today.