Cash Loans Up To $10,000 Are Just An Online Application Away!

Looking for cash loans of up to $10,000? Monzi is a lender-finder that could put you in touch with a lender within minutes. In short, you can forget filling out multiple applications to different lenders. With one application to Monzi, we could put you in touch with an available lender. In addition, even if you’re on Centrelink or have bad credit, we may still be able to help.

woman with glitter on cheeks smiling after being told about cash loans

What are cash loans?

A cash loan is generally a small loan provided by a lender that can be spent like cash. These loans usually have a repayment period of several months, and a repayment cycle agreed upon between the lender and borrower. In addition, cash loan lenders often have much faster processing times than a bank. Monzi is, in particular, able to find lenders that may be able to offer personal loans up to $10,000.

How do fast cash loans work?

You and a lender could agree upon an amount for you to borrow. From there, most lenders set regular repayment cycle. These loans may include interest and fees, which may be incorporated into your repayments. Next, these loans can be approved, and the money transferred to your account within 24 hours. This, however, depends on your individual circumstances. In short, Monzi is able to find you lenders offering fast online loans.

Monzi Loans

If you need some cash to cover your expenses but don’t know where to find it, you’re in the right place. Put simply, fast online loans could be one of the quickest and easiest ways to get some extra dollars flowing through your finances!

When life throws you an expensive curveball, there’s no time to waste. Therefore, waiting for your next Centrelink payment or wage may not always be an option. That’s where Monzi Loans can help you and help you find fast loans!

Applying for loans online can be quick, easy, and hassle-free. If you’re ready to make money worries a thing of the past, we’d love to help you find the ideal lender to suit your needs.

The loans you need for the life you lead

From medical costs to school fees or a weekend away, some things are must-haves. Unfortunately, you need to have the cash to pay for them! No matter how well you budget, there will be times when your budget is maxed to the limit.

Nobody expects their plumbing to spring a leak or their appliances to pack up. But they do! At times like those, nobody has months or years to “save for a new one”. What you need is cash in a flash, and that’s what we’re all about.

Find lenders fast

Put simply, it’s hard enough making ends meet in Australia today. Especially when most families are only managing to break-even each month. Therefore, when expenses pop up out of the blue, most of us simply don’t have the savings to cover them. Moreover, let’s not even talk about paying for much-needed holidays or white goods. Luckily, there’s another way to get the cash you need. You can, for example, consider applying for a short term loan.

Imagine this. You wake up on Sunday, ready to take a well-deserved break. Next, you head for the kitchen! After all, there’s nothing like a full English to get your Sunday morning started. As you get to the fridge, you get a sinking feeling.

There’s water all over the floor. The fridge feels warm. In addition, something’s starting to smell a bit too ripe. You check the power as a last resort. Open and close the fridge door a couple of times. But you know it’s time to get it fixed. That’s when your relaxing weekend vanishes. Finally, a hefty bill is on its way.

Fast-forward a couple of hours, and your worst fear is confirmed. The repairman’s been poking around your fridge for about ten minutes. His body language isn’t giving you much hope. Finally, he breaks it to you. Motor’s bust and the inside’s starting to crack. I could fix it, but you’d be better off buying a new one. By the way, the call out fee is $85. Great!

Bad credit cash loans

Put simply, these loans are for people with bad credit. People with bad credit often feel that their credit score will disqualify them from applying for loans.

While some traditional lenders may refuse your application based on your credit score, there are a lot of lenders out there who are willing to look past bad credit. Therefore, when you use Monzi, we can try to put you directly in touch with these lenders that are able to look at more than just your credit score. In short, we find lenders that can offer personal loans from $300 to $10,000.

How to get instant cash loans Australia no credit check

People who search for no credit check loans are generally concerned their credit score will prevent them from being approved for a loan. However, lenders that offer no credit check loans may charge extremely high interest rates.

Therefore, if you have poor credit, you should consider using a lender-finder service like Monzi. After all, we associate ourselves with lenders who may be willing to look past your credit score.

How to get loans with bad credit

If something unexpected has happened, and you need to find a lender offering personal loans, there are a number of options available to you. However, if you have a bad credit rating, these options may feel more limited.

Using a lender-finder service like Monzi can take a lot of the hassle out of finding a cash loan lender. So, if you have bad credit and want to find a lender who may be able to give you a fair go, here’s how:

1. First, select your desired loan amount and ideal repayment terms on the loan calculator at the top of the page. Then, fill out the application form.

2. Now, we’ll get to work searching through our network of lenders. Here, we try and find an available lender that might be able to help.

3. Finally, if we are successful, your new lender will be in touch shortly. From there, they’ll handle the rest. Easy!

Check out Short Term Loans, Travel Loans and Payday Loans Alternatives here!

Can I get an instant loan?

Monzi may be able to put you in touch with lenders so fast, it will seem almost instant. If successful, this should only take a few minutes. Then, your new lender will take it from there.

Depending on your lender, and how your bank handles transfers like these, you may even see your loan appear in your account within 24 hours of approving your loan contract. Monzi is able to find lenders offering up to $10,000.

Where can I get fast cash loans?

A lot of fast loans are available through online lenders. After all, there are a lot of lenders out there, who all may vary slightly in their loan terms. Therefore, deciding between lenders can be time-consuming and confusing. So, if you want to save time, apply with Monzi. Monzi, with one application, can find you an available lender that may be able to offer you a loan of up to $10,000.

Fast loans when on Centrelink

You may still qualify for a cash loan, even if you are receiving Centrelink. After all, some lenders will accept regular Centrelink payments as a form of income. Monzi is, therefore, able to put you in contact with lenders who are happy to offer personal loans for people on Centrelink.

How do I get loans online?

You can match with lenders through Monzi Loans. Here’s how it works:

  • Make sure you meet our application criteria. You’ll find them here.
  • Fill in the application form above. This can be done in minutes.
  • We’ll look for a lender that we think can offer you a loan.
  • If we can find you a lender, your lender will get in touch with you to run through the terms of your loan.

You’ll want to check the terms of the loan you are offered to ensure that they will not only meet your needs but that they won’t put you under any unnecessary financial pressure. In other words, make sure you can afford to make your repayments without skipping any!

What if I have bad credit?

Okay, so your credit score isn’t perfect. Did you know that there are specialist loan companies out there? In particular, lenders that can offer loans to bad credit customers?

It’s easy to end up with a credit record that’s not exactly perfect. In fact, it happens to a lot of us. A few skipped payments here and there. A financial emergency. An accident that causes you to lose your job. Bam! Your credit score can take a serious hit.

If you went through a rough time a few years ago and have a few marks on your credit record, does that make you a bad person? Nope! If you’re looking for no credit check loans, we can find lenders that look at more than just your credit score. Does it mean your finances are in a mess today? Nope! Does it mean you can’t apply for finance online? Definitely not!

After all, if loan companies only served people who have perfect credit, they’d have very few customers! Therefore, it’s a matter of finding the right lender to deal with. In short, that’s where we come in. So, don’t feel bad about having bad credit. Put simply, we’ll do our best to help you find a lender that understands your history. Additionally, if you are looking for a secured personal loan, we can help with that!

How to use Monzi

Using Monzi’s lender-finding service is easy. But if you’ve never done it before, you’ll be wondering how it works. Here’s everything you need to know.

At Monzi Loans, we can do the hard and stressful work of finding a lender that suits your needs so you don’t have to!

There’s nothing worse than applying to loan company after loan company and receiving rejection after rejection. And, did you know that every application shows up on your credit record? This makes it even more difficult to apply for the next loan.

Let’s end that vicious cycle, and help you find a loan company that suits you!

When you apply through our website, we’ll try and pair you with a lender. Put simply, all we need you to do is fill in our application form. After all, it could only take a few minutes. It’s 100% online, and you won’t need to upload any documents.

Centrelink customers should have no problem applying for personal loans through our website. If you meet these requirements, you should be good to go.

  • You need to be an Aussie citizen or permanent resident.
  • Be 18 years or older.
  • Have a regular income, like Centrelink.
  • Have a bank account.

If you answered yes to all four of the above points, it’s time to apply!

Are you feeling excited yet? Let’s get the ball rolling by going through the application process, it’ll save you even more time when you apply!

Cash loans online: how to apply

When you visit the Monzi Loans homepage, the first thing you’ll see is our lender-finder application tool.

  1. We can help you find personal loans between $300 and $10,000. Repayment periods of between three and six months.
  2. By moving the sliders, you’ll be able to move your loan amount and repayment period around. You can see how much your weekly or monthly repayment will come to.
  3. The more you borrow, the higher your weekly or monthly repayment will be.
  4. You can always reduce your repayment amount by choosing a longer repayment period. For example, five or six months instead of three months.

You’ll also see a breakdown of costs and fees in the blocks at the bottom of our loan tool. These are only estimates. Your lender will confirm these with your loan approval.

Decide on a comfortable loan amount and repayment period (weekly or monthly instalments). Enter your mobile number and click Apply Now. Make sure you enter the right phone number, so we can contact you. You’ll be on your journey to a personal loan before you know it!

What info do you need to provide?

The next stage of your application is the most important, you’ll need to provide us with your info. The details you provide during this section will help find you a lender. Make sure you check your details when you enter them. It may be boring, but it’ll save you time and hassle later!

Here’s the info we’ll ask you to provide.

  • Proof of ID
  • Your internet banking credentials
  • Proof of income, if you’re on Centrelink, we’ll need your myGov credentials.
  • The reason you’re applying for small loans.

You can enter all these details on our application form. No need to scan and copy documents! Most of our customers finish their applications in under 10 minutes. Speedy Gonzales’ in under five! Once you’ve entered these details and confirmed, you’re done! Now we get to work reviewing your application.

Take a breather and let the lenders come to you!

Once we receive your application, we’ll find a lender to look at your income, expenses, and the amount you’d like to borrow. We hope to find you a lender in minutes, and if we do, we’ll forward your application to one of the lenders we work with.

We’ll let you know whether your application has gone to a lender. So, keep an eye on your mobile phone! From then on, you’ll be dealing with your matched lender. If they look at your application and everything looks great, they’ll contact you with the good news. Your loan is approved!

When your loan company contacts you, they’ll provide you with the full details of your loan. You’ll also receive your loan documents by email. They’ll make sure you have all the important info need, including:

  1. Your weekly or monthly repayment amount,
  2. The due date for weekly or monthly payments,
  3. Confirmation of your loan amount and other charges.

How to be an awesome cash loans borrower

If you receive your loan approval, you could have your cash advance within a day or two – you’ll want to check with your lender on that one. Now that’s a reason to celebrate! As you repay your loan, it’s always a great idea to stick to the due date in your loan agreement. You’ll avoid late payment penalties and, once positive credit reporting is rolled out in Australia, your credit score may improve!

Can Monzi help me?

We understand that people look for cash loan lenders for all sorts of reasons. After all, everybody is different. So, to make things a little easier, we’ve included a table of some of the search terms that have lead consumers to Monzi.

Cash LoansFast Cash Loans
Instant cash loans on CentrelinkInstant cash loans
Quick cash loansEmergency cash loans no credit check

Ready for a cash injection? Monzi might be the quickest solution!

Whether you need a new appliance or a car service. A crown for a tooth that’s killing you. Personal loans for Centrelink customers are the way to go. Don’t let your income or credit score stop you from applying for a cash loan. We’ve shown you how quick and easy it is to apply through Monzi Loans. Now it’s time to experience it for yourself. Whether you’re looking for a bond loan, travel loan – we’ll do our best to find a lender that can help.

If you’re stressed over expenses that have come up out of the blue, it’s time to ease your mind! Don’t know how you’re going to pay for that sports camp the kids are going on next month? We’ll help you find a lender that understands! Take the plunge right now and experience the ease and convenience of fast loans online.

Just scroll up and apply for yours today!

How customers rate Monzi

Cash Loans Up To $10,000 Are Just An Online Application Away! Overall rating: 4.9 out of 5 based on 10 reviews.

Factor In


Two credit cards
Two credit cards

You won't use a penny to apply for our lender-finding service, but here's some costs you could expect from a lender

Loan amount

$300 - $2,000


12 months


20% upfront establishment fee

+ 4% monthly fee


Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %. The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Loan amount

$2,001 - $4,600


13 months

24 months


48% annual percantage rate

67.41% comparison rate p.a.


Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Loan amount

$5,000 - $10,000


13 months

24 months


21.24% annual percantage rate

48% comparison rate p.a.


Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.

This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.