Easy loans with Monzi. Apply online for loans from $300 to $10,000; simple application and fast outcomes. No early payout fees – get started today!
Finding lenders has never been easier! Simply scroll up and get started with our loan slider.
What Are Easy Loans?
Lenders offering these loans have simpler eligibility criteria than other, more traditional lenders. In other words, being approved with a short term lender can often be less complicated than being approved by a bank. Monzi can find online lenders offering personal loans of up to $10,000.
Where Do I Get A Stress-Free Loan?
Do you need easy loans today?
Monzi, on the other hand, may be able to pair you with a lender who might offer a personal loan. Moreover, personal loans often have longer and more flexible repayment terms.
Therefore, with one simple online application, we’ll sort through hundreds of different loan products to find you a lender. If you need a personal loan of up to $10,000, consider getting started with Monzi.
Put simply, Monzi does the hard work so you don’t have to.
What Are The Easiest Loans To Get?
While that is a great question, it is difficult to answer.
After all, everybody is in a different financial position. Therefore, approval for a loan may be easy for one consumer, but difficult for another.
What we can say, however, is that Monzi’s lender-finder service may make it much easier to find online approval for a personal loan.
Moreover, we’ve already paired thousands of Aussies with the lenders they’re looking for. Below are just some examples of the loans Monzi customers have eventually been approved for.
|Easy Loans||Amount ($) AUD||Approved|
|Easy Loans For Bad Credit||2,000||✓|
|So Easy Loans||6,000||✓|
|Quick Easy Loans||7,500||✓|
The above amounts are for demonstrative purposes only. They do not, in any way, reflect the loan amount you may be approved for, nor the terms of the loan.
It must be noted, however, that Monzi cannot guarantee whether or not your loan application will be approved. The lender you are paired with will conduct their own assessment of your application. In short, final discretion always rests with the lender themselves.
How To Get An Instant Loan With Monzi
An instant loan is a personal loan that is processed so quickly, it may feel almost instant. If you, for example, have an urgent expense, you could use Monzi’s lender-finder service.
Depending on the lender you’re paired with, your loan may be transferred the same day you approve the contract.
Interested? Here’s how to use Monzi’s lender-finder service.
- Scroll up to the loan calculator at the top of this page.
- Enter in the amount you’re wishing to borrow.
- Select your ideal repayment period.
- If you’re happy with what you see, click Apply Now.
- Complete the online application form.
- We’ll sort through our network of credit providers to try and find you a lender.
- If successful, we’ll let you know.
- Your new instant loan lender should be in touch.
How Do You Get A Loan With Bad Credit?
If your poor credit has in the past, prevented you from being approved for a personal loan, here’s how you could change things:
- Check your credit score. There are a number of online providers that can give you a free copy of your credit score.
- Use Monzi’s lender-finder service. The lender we pair you with might be able to offer a bad credit loan.
- If again unsuccessful, work on improving your credit score.
Luckily, Monzi is partnered with lenders who may be willing to look past a poor credit score and focus on your current relationship with money. Therefore, if your bad credit has stood in your way in the past, you might want to still consider using Monzi.
What Is The Easiest Loan To Get With Bad Credit?
It is difficult for Monzi to say which loan is the easiest to get with bad credit. After all, there are varying levels of bad credit. Therefore, the answer will vary depending on the borrower.
If you have bad credit, however, you may find it harder to be approved for credit from traditional providers. After all, many traditional credit providers like banks and credit unions, put a lot of emphasis on your credit score.
On the other hand, Monzi works with a network of lenders who may be able to still consider you for approval, despite your bad credit.
Have you been knocked back by traditional lenders in the past? If so, Monzi’s lender-finder service might be able to match you with a lender. From there, they’ll conduct their own assessment of your application. Finally, credit providers will send through a contract if you’re approved.
Are There Easy Loans With No Credit Check?
People often look for no credit check loans because they feel their credit score is so poor, it will get in-between them and approval.
However, if you have spent the day googling no credit check loans or no credit check loans Australia, look no further; some of Monzi’s lenders may be able to assist.
Monzi cannot guarantee whether or not a lender will conduct a credit check. We do, however, work with lenders who look at more than just your credit score.
In particular, they will aim to get a better understanding of your current relationship with money.
Therefore, if you’ve got poor credit but are looking for a personal loan of up to $10,000, try Monzi. We could pair you with a lender who might be able to offer you a loan.
I Am Unemployed But Need Credit – What Can I Do?
If you’re unemployed, but in need of credit, there are still options available to you.
You will, however, need to show that your loan repayments will fit easily into your regular Centrelink payments. Therefore, you may need to have your myGov details handy when you apply.
Also, it is important to note Monzi cannot guarantee you will be approved.
Find Lenders Australia Wide
Let’s say you’re travelling interstate to visit a friend. Next, you’ve forgotten your credit card and you’re in a major pickle. Don’t spend all day trying to find a local lender in the area. Instead, consider using Monzi’s lender-finder service.
Afer all, Monzi is 100% online Australia wide. In other words, from Darwin to Adelaide, Brisbane to Perth, and everywhere in-between; you can use Monzi!
We just might be your new best friend when looking for easy cash loans online.
That means no waiting in queues, no time wasted listening to hold music. Put simply, our 100% online service is convenient and simple to use.
Need access to lenders offering fast online finance? Monzi could be your one-stop-shop.
Monzi Means Options
We work with a wide network of licensed credit providers that may be able to offer loans from $300 to a whopping $10,000!
In other words, Monzi might be able to pair you with a lender for any situation; whether you need a little extra cash bump, or something larger, we might be able to help.
The lenders we work with may offer loans that come in three broad categories:
|Loan Type||Amount ($) AUD||Repayment Term||Secured|
|Small personal loan||$300 to $2,000||12-months||✗|
|Medium personal loan||$2,100 to $4,600||13 to 24-months||✓|
|Large personal loan||$5,000 to $10,000||13 to 24-months||✓|
The terms on your actual loan may vary depending on the lender you’re paired with.
On the other hand, small and medium loans are secured. Therefore, you will need to use either your car, motorbike, caravan or boat as collateral against the loan.
Finally, you must be the registered owner of a vehicle to use it as security.
Why Would I Need A Loan?
Australians love personal loans because they can be used to cover a myriad of personal expenses. In short, it is really up to you how you spend your loan. After all, nobody understands your situation better than yourself.
Below is a list of some of the more popular reasons for finding lenders through Monzi.
Monzi can find you a lender who may be able to provide you with personal loans for auto repairs. Put simply, our lenders understand that sometimes the budget is stretched thin and you just can’t cover that new spark plug. So, don’t waste your day scrolling through pages of google searches to find an auto repair lender, let Monzi do the legwork for you.
Renovating can be the most stressful experience you will go through. Dealing with an array of tradesmen as well as organising your finance is bound to drive anyone crazy!
Maybe there’s a tree root through the pipes and the plumbing just got a whole lot more expensive? Why not take the stress out of the whole experience? So, if you’ve hit a speed bump turn to Monzi.
Put simply, we’ll try to find you a lender who may be able to offer you a loan.
Monzi may be able to find you a lender to provide financial assistance when your renovation fund is running a little dry. Why say no to that newly renovated kitchen – let us do the hard work while you focus on making your home renovation dreams a reality.
Why not take that break you’ve been dreaming of? Don’t let finance stop you!
Here at Monzi, we may be able to assist you in finding a lender.
Always wanted to head to Fiji? Or, maybe the European Summer is calling? Whatever it is, consider finding a lender offering travel loans through Monzi!
Are you looking to move into a new place? Is your bank account having other ideas?
You could use your personal loan to help cover your rental bond. Therefore, you can kick your feet up in your new place sooner than you think!
What Happens When We Find You A Lender?
If we have successfully found you a lender then our work here is complete.
Generally, your new lender should get in contact directly. Next, they’ll conduct their own assessment of your application.
Finally, if you’re approved, you’ll be sent through a copy of your loan contract.
Make sure you read through your contract carefully, and only approve if you are happy with all the terms of the loan.
Lastly, once you approve your contract, your lender should begin transferring your funds.
Keep in mind, lenders may not transfer your funds until the next business day if you approve the contract outside of normal hours.
What if I can’t make a repayment?
If you think you’re going to miss a payment it is best to let your lender know 24 hours before it’s due.
Usually, if you get in contact with your lender in time, they should be able to reschedule your repayment.
There may, however, be an additional fee for payment rescheduling.
How Can I Apply For Quick Easy Loans?
At Monzi, we make the application process fast, simple and easy! This means more time for you to focus on what really matters. Applying for an easy loan has never been easier!
- Submit your application online. We will just need a few details to pass onto the lender we match you with. This form shouldn’t take more than a few minutes.
- Our automated system will scan through hundreds of different loan products to try and match you with a lender.
- Will give you the outcome via text and email, so keep an eye on your devices.
- If we’re successful, your new lender should be in touch.
Keep in mind, lenders do not automatically grant approval if you match with them. They will conduct their own assessment of your application. Therefore, final discretion always rests with the individual lender.
Can We Find Lenders Offering Bad Credit Loans?
Monzi works with a network of lenders who may be able to offer you a personal loan, despite your bad credit.
Find Lenders Offering Fast Online Loans
At Monzi, we understand that when people want things to happen quickly, they mean it.
Therefore, we’ve designed our entire lender-finder service to be as streamlined and as simple as possible.
We’ll only ask you to fill in essential information. Moreover, our smart banking technology means you won’t even have to fill out any paperwork.
Next, our automated system works quickly to try and find you a lender. Depending on when you apply, you may even have an outcome within minutes.
Monzi works with lenders who comply with responsible lending practices.
Responsible lending practices revolve around making sure borrowers only enter into credit that is suitable for their individual circumstances.
Consumers can access a full copy of the regulatory guide via ASIC’s website.
If you have any questions about something you’ve just read, visit our FAQ page.