Easy Loans With Monzi – Up To $10,000. Find Lenders Today!

easy loans

Easy loans with Monzi. With one application, you could reach a market of different lenders within minutes. Looking for a loan between $300 and $10,000? We search through lenders so you don’t have to.

Finding lenders has never been easier! Simply scroll up and get started with our loan slider.

What Are Easy Loans?

Lenders offering easy loans have simpler eligibility criteria than other, more traditional lenders. In other words, being approved for an easy loan from a short term lender is much less complicated than being approved by a bank. Monzi can find lenders offering easy loans of up to $10,000.

Where Do I Get Easy Loans?

Do you need easy loans today? If you need cash advance for an emergency expense, Monzi has you covered.

Monzi works with a heap of different lenders who make loans easy. Therefore, with one simple online application, we’ll sort through hundreds of different loan products to find you a lender. If you need a personal loan of up to $10,000, consider getting started with Monzi.

Put simply, Monzi does the hard work so you don’t have to.

What Are The Easiest Loans To Get?

Monzi makes it easy to find loans. Monzi, however, does not actually offer loans. Simply apply with Monzi, and we reach out to our market of lenders, to find a credit provider who may be able to help.

We’ve already helped thousands of everyday Aussies be approved for easy loans. Below are just some examples of the loans Monzi customers have been approved for.

Easy LoansAmount ($) AUDApproved
Easy Loans For Bad Credit2,000
So Easy Loans6,000
Quick Easy Loans7,500

Disclaimer: The above amounts are for demonstrative purposes only. They do not, in any way, reflect the loan amount you may be approved for, nor the terms of the loan.

How To Get An Instant Loan With Monzi

An instant loan is a personal loan that is processed so quickly, it feels almost instant. If you, for example, have an urgent expense, you could use Monzi’s lender-finder service. You could apply to find lenders offering personal loans of up to $10,000 within minutes. If you approve your loan contract, you could have access to cash within 24-hours. This is, however, subject to inter-bank transfer times.

To apply to find lenders offering instant loans, follow these steps:

1. Scroll up to the loan calculator at the top of this page;

2. Enter in the amount you’re wishing to borrow;

3. Select your ideal repayment period;

4. If you’re happy with what you see, click ‘Apply Now’;

5. Complete the online application form;

6. We’ll sort through our network of credit providers to try and find you a lender;

7. If successful, we’ll let you know;

8. Your new instant loan lender should be in touch.

How Do You Get A Loan With Bad Credit?

If your poor credit has, in the past, prevented you from being approved for a personal loan, here’s how you could change things:

1. Check your credit score. You could, for example, use a service like Equifax;

2. Use Monzi’s lender-finder service;

3. If unsuccessful, consider applying for a secured personal loan;

4. If again unsuccessful, work on improving your credit score.

Luckily, Monzi is partnered with lenders who may be willing to look past a poor credit score and focus on your current relationship with money. Therefore, if your bad credit has stood in your way in the past, you should still consider using Monzi.

What’s The Easiest Loan To Get With Bad Credit?

Generally, you do not need security (like a car, boat, caravan or motorbike) to apply for a small personal loan of $2,000 or under. However, bad credit may limit your choice of lenders. Borrowers should, therefore, consider applying for a secured personal loan. If you have a vehicle registered in your name, attaching it as security against the loan may improve your chances of being approved for an easy loan with bad credit.

Monzi can find lenders offering both unsecured and secured personal loans of up to $10,000.

What Is Easy Loans No Credit Check?

A no credit check loan is a loan that can be approved without the borrower having their credit score examined. People often look for no credit check loans because they feel their credit score is so poor, their loan application will be declined.

However, if you have spent the day googling ‘quick easy loans no credit check’ or ‘easy loans no credit check Australia’, look no further; some of Monzi’s lenders may be able to assist.

Monzi cannot guarantee whether or not a lender will conduct a credit check. Additionally, if you’re looking for a personal loan between $300 and $10,000, consider using Monzi’s lender finder service.

I Have No Job, Can I Find Easy Loans No Credit Check?

If you’ve been searching online for ‘easy loans no credit check no job’, chances are you’re feeling like your options for lending are virtually non-existent. However, if you’re receiving Centrelink, you may, in some cases, be eligible for easy loans and finance.

Certain Centrelink customers may be eligible for a Centrelink advance payment. These are simply an advance of your benefits, that are repaid interest free out of your future Centrelink payments. To find out if you’re eligible, head on over to The Department of Human Services.

Monzi, on the other hand, may be able to find you lenders offering bond loans, secured personal loans and travel loans.

Easy Loans Australia

Let’s say you’re travelling interstate to visit a friend. Next, you’ve forgotten your credit card and you’re in a major pickle. Don’t spend all day googling ‘easy loans Brisbane’! Monzi is 100% online Australia wide.

Our lenders are here to help you find easy cash loans with zero fuss and without the need to wait in lines at the bank. Additionally, Monzi may be able to find you a lender so fast, it could feel almost instant!

We will do our best to find lenders offering fast easy loans when you are in a bind. When you apply with Monzi, you can potentially propose your own loan terms, how much you wish to borrow and for how long. Of course, the final say is with your lender, however, they may work with you to determine the best term for you and your finances.

Our experienced team are here to assist you through the application process making it as streamlined as possible. So, you waste none of your holiday sweating the small stuff.

Quick Easy Loans Australia.

At Monzi, we pride ourselves on being 100% online, Australia wide. This means it doesn’t matter where you live, we will find a lender to suit you. Whether it be easy loans Darwin or easy loans Hobart, Monzi is here to help when you need it. We understand that finance is often needed for a large range of reasons. Whether you need urgent bathroom renovations, extra cash to pay for car registration or small loans for Christmas, Monzi may be able to find you a lender.

Why Would I Need A Loan?

Easy loans and finance can be taken out for a whole range of reasons. However, our lenders understand that big payments can crop up with no warning at all. Therefore, this is where we can lend a hand. So, all you need to do is apply. It’s fast and simple – 100% online.

Car Loans

Have you decided it is time to purchase a car because you can’t take the bus to work any longer? Or, maybe you own a car but didn’t budget for it to break down on the way to work? After all, who does?

Monzi can find you a lender who may be able to provide you with easy cash loans for auto repairs. Put simply, our lenders understand that sometimes the budget is stretched thin and you just can’t cover that new spark plug. So, don’t waste your day scrolling through pages of google searches to find an auto repair lender, let Monzi do the legwork for you.

Cosmetic Surgery Loans

Cosmetic surgery is on the rise around the world. After all, many procedures are becoming more common than ever. At Monzi, we can provide you with a lender to help out. Changing/correcting something about yourself is easier than ever with easy loans.

Maybe you need some cosmetic dental work, a rhinoplasty or a breast augmentation? At Monzi, we will do our best to find you a lender that can make your cosmetic surgery dreams come true. Put simply, we take the fuss out of finding the finance you need.

Renovation Loans

Renovating can be the most stressful experience you will go through. Dealing with an array of tradesmen as well as organising your finance is bound to drive you crazy!

Maybe there’s a tree root through the pipes and the plumbing just got a whole lot more expensive? Why not take the stress out of the whole experience? We all know that the budget is always blown when you mention the word renovation. So, if you’ve hit a speed bump turn to Monzi. Put simply, we’ll try to find you a lender who may be able to offer you a loan.

Monzi may be able to find you a lender to provide financial assistance when your renovation fund is running a little dry. Why say no to that newly renovated kitchen – let us do the hard work while you focus on making your home renovation dreams a reality.

Holiday Loans

Why not take that break you’ve been dreaming of? Don’t let finance stop you! Here at Monzi, we can assist you to find an easy loan to make your dream holiday plans a reality. Always wanted to head to Fiji? Or, maybe the European Summer is calling? Whatever your ideal vacay – we will do everything we can to find a lender that suits your individual situation and can make it happen! So, why not apply today and see where Monzi can take you?

What Happens When We Find You A Lender?

If we have successfully found you a lender then our work here is complete. The lender themselves will take over from here. Generally, the process will usually include negotiating the terms of your loan and organising a direct debit. Next, your lender will offer you a contract, however, it is best to keep in mind that you are under no obligation to except if it doesn’t suit you.

What if I can’t make a repayment?

If you think you’re going to miss a payment it is best to let your lender know. After all, some loan types may include other payable fees and charges. If you do miss a repayment on your loan, there may be additional fees that apply. Therefore, to find out more about fees and charges for loans, it’s best to get in contact with the lender directly.

Can I Change My Repayment Structure?

Your repayment structure is subject to your individual lender. However, our lenders can know that life happens. Sometimes for whatever reason, you may need to delay payment or rearrange your direct debit. Just get in contact with your lender and they will do their best to make an alternative arrangement. Most lenders, however, will require 24 hours notice before the next payment is due to make changes but it’s best to check this out with them when you sign your contract.

How Can I Apply For Quick Easy Loans?

At Monzi, we make the application process fast, simple and easy! This means more time for you to focus on what really matters. Applying for an easy loan has literally never been easier!

  1. Submit your application online. We will just need a few details to pass onto the lender we match you with. This form shouldn’t take more than a few minutes.
  2. Forget scrolling through pages upon pages of google searches to turn up a lender. Let us do the legwork for you! We will match you with a lender within minutes. No stress – let us work for you!
  3. We match you with your lender. After we have located a lender that is going to suit you we will put you in touch. This is where our journey ends – our trusted lender should take it from here. You will be stepped through the fast and simple loan process with the cash in your account ASAP!

Can We Find Easy Loans For Bad Credit?

Yes! We can. If you have bad credit, and you’re looking for quick cash, we may be able to find a lender that offers quick cash for bad credit. These lenders may prefer to look at your current relationship with money, rather than just your credit score.

So, what are you waiting for? Send in an application today.

Easy Online Loans

It’s easy to for Monzi to find lenders offering online loans. After all, most services are now available online. The sheer number of options, however, can make finding easy loans tedious and confusing. Apply then, instead, with a lender-finder like Monzi. With one application, Monzi will browse hundreds of different loan products to find you a lender. Therefore, if you’re looking for a personal loan of up to $10,000, apply with Monzi today.

Apply Today!

If you have any questions about something you’ve just read, visit our FAQ page. Alternatively, if you like the sound of Monzi’s lender-finder service, scroll on up to the loan calculator and get started.

How customers rate Monzi

Easy Loans With Monzi - Up To $10,000. Find Lenders Today! Overall rating: 4.7 out of 5 based on 4 reviews.

Factor In

Costs

Two credit cards
Two credit cards

You won't use a penny to apply for our lender-finding service, but here's some costs you could expect from a lender

Loan amount

$300 - $2,000

Terms

12 months

Costs

20% upfront establishment fee

+ 4% monthly fee

Example

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %. The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Loan amount

$2,001 - $4,600

Terms

13 months

24 months

Costs

48% annual percantage rate

67.41% comparison rate p.a.

Example

Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Loan amount

$5,000 - $10,000

Terms

13 months

24 months

Costs

21.24% annual percantage rate

48% comparison rate p.a.

Example

Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.

This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.