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Good to Go Loans Review

Company Outline

Good to Go Loans is a money lender based in Sydney that provides small loan amounts. They offer personal lines of credit, as well as car and business loans. Before choosing a loan, review their loan options, fees, terms, and other details to better understand them. You may also explore these loans through Monzi.

They specialise in short-term loans for people experiencing temporary financial difficulties in a timely and trustworthy manner. A broad range of people can apply for these loans, including Centrelink recipients, Australian pensioners, and individuals seeking quick loans while unemployed.

How Small Loans from Good to Go Loans Work?

Good to Go Loans offers loan amounts from $500 to $30,000 with repayment durations from six to twenty-four months. These loans are categorised as Small Amount Credit Contracts (SACCs) and are subject to specific regulations. They also offer Medium Amount Credit Contracts (MACCs) starting from $2,001 to $5,000. Loan repayment terms range from six to twenty-four months for both.

How to apply for Good to Go loans?

The application process is 100% online. Once you submit the application, you will be notified of the outcome. If approved, funds may be released on the same day.

How much does a Good to Go small loan cost?

For small loans ranging from $500 to $2,000, an establishment fee of 20% of the loan amount applies, along with a monthly fee of up to 4% of your loan amount.

How much does a Good to Go medium loan cost?

For medium loans ranging from $2,100 to $5,000, an establishment fee of $400 and an interest rate of up to 48% p.a. applies.

What about Good to Go Personal loans?

Good to Go Loans mainly provides personal loans to meet the needs of people in different situations. The company is dedicated to helping people with poor credit by conducting quick background checks and offering short-term financial support. Additionally, they offer no-interest personal loans to Centrelink recipients.

Personal loans with durations ranging from six months to two years are available from Good to Go Loans, with amounts ranging from $3,000 to $30,000.

Does Good to Go Loans accept applicants with bad credit or on Centrelink?

Good to Go Loans conducts credit checks in line with Australian responsible lending laws. They consider an applicant’s current financial situation and assess various other factors to determine eligibility. Good to Go Loans may consider applicants for funding even if they have a less-than-perfect credit score or receive Centrelink payments.

Does Good to Go Offer Car Loans?

Good to Go Car Loans provides auto financing to a variety of people, including those with poor credit. To meet customers’ needs, the loan service offers:

Does Good to Go Offer Business Loans?

Good to Go Loans provides a variety of business loans under specific circumstances, allowing companies to access more money when needed.

Among these are bad credit business loans, which assist companies with less-than-ideal credit histories by giving them the opportunity to obtain essential funding despite past challenges.

Payroll cash advances are another type of business loan that can be a useful tool for managing payroll effectively.

Features of Good to Go Loans

  • Quick approval process: Fast and simple application with quick decisions
  • Flexible loans: Various loan types to suit different financial needs
  • Consideration for bad credit: More accommodating to borrowers with poor credit histories
  • Small to medium loan amounts: Suitable for urgent financial needs
  • Suitable repayment terms: Flexible repayment schedules for comfortable repayment
  • Online application: Convenient 100% online loan applications
  • Personalised service: Assistance to find a suitable loan plan
  • No hidden fees: Transparent costs with no surprises
  • Financial Ombudsman Service: Consumer protection if complaints aren’t resolved

What are the alternatives of Good to Go loans?

As an alternative, you may use Monzi Loans. Through our simple 100% online process and reliable lenders, you may be able to access the funds you need.

Why Monzi?

Monzi’s online service may help you find fast loans, small loans, instant loans, personal loans, and personal loans for bad credit. While approval is not guaranteed, you may be matched with lenders who might be able to help you access funds when you need them.

Our simple online application may allow you to apply quickly and conveniently from anywhere, making it easier to get funds without complicated paperwork.

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Costs

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Frequently Asked Questions

Quick cash loans are personal loans that make their way into your account super fast! By speeding up the application process and automating the tedious bits, we can start looking for lenders for you faster. You can typically borrow quick cash loans between $300 and $15,000.

Small loans are just like fast cash loans, but...small! Nothing too complicated. Typically, small loans are between $300 to $2,000 and are usually, unsecured loans.

We cannot guarantee that the lender we find won’t conduct a credit check on loans applications. However, we find lenders that may not just look at your credit score, they sometimes dig deeper. They can take a look at your current relationship with money and other factors to see if you’re suitable for quick loans.

Secured personal loans are loans that require equity as security, such as a car, motorbike, boat or caravan. Most secured loans are between $2,100 to $15,000.