Fast Loans? Monzi Can Find You A Quick Cash Lender.

Fast loans are loans that can be transferred to your account quickly if a lender has approved the loan application. Access to funds depends on the lender and inter-bank transfer times. In certain situations, these may be useful in covering unexpected expenses and temporary cash shortfalls. Monzi can find lenders who could potentially offer personal loans of up to $10,000.

Woman making heart with hands looking for fast loans

Fast cash loans Australia

When emergencies strike you can find yourself stuck in the debris. You may struggle to find the funds to pay your monthly bills or to fix your flooded bathroom, or even repair your car. Luckily, however, Monzi’s lender-finder service may be able to help!

We may be able to find lenders that can offer fast cash advance loans for all Aussies who just need a money break. If life is bowling you bouncer after bouncer, let Monzi find you a lender that will go in to bat for you.

Why should I use Monzi?

We are specialists in finding you fast loans lenders when you need it most. At Monzi Loans, we want to provide Aussies with an alternative to traditional lenders, where you don’t have to jump through hoops or wait in lines. Just simple, online service and an application you can complete in minutes.

We can potentially find credit providers offering fast loans ranging from $300 to $10,000. We know that when you need cash, you need quick and easy access.

Firstly, you can complete our application in minutes, then the lenders we find work quickly to assess your application. If you’re eligible to receive an advance, the credit provider will get in contact.

What exactly are fast loans?

Fast cash loans are loans designed to put cash in the borrower’s account quickly. These loans may be ideal for an emergency expense or a sudden cash shortfall. Depending on the lender, and inter-bank transfer times, borrowers could expect to access their fast loan within 24 hours of approving the online loan contract. Monzi is a lender-finder that can find lenders offering fast loans of up to $10,000.

Monzi can potentially take the hassle out of finding a fast loan lender. To get started, simply fill out an online application and we’ll get to work finding you a lender that can offer fast cash loans.

After you submit your application, our system may be able to start searching for a lender in just a few minutes!

Instead, consider our lender-finder service. If we successfully match you with a lender, and they are able to make you an offer, they will be in contact. Potential fast cash lenders are an application away with Monzi Short Term Loans.

Where to get fast cash loans?

Most fast cash lenders take loan applications online. Generally, you go to the lender’s website, fill out an application, and if approved, wait for your money. You may need to give these lenders some proof of income, such as bank statements, as well as other pieces of information.

You may notice, however, that there is a myriad of different online lenders available. Navigating through all these options can often seem overwhelming, and frankly, a bit of a hassle. If you don’t have time to spend trawling through different lenders, consider using a lender-finder service, like Monzi.

With one online submission, Monzi will sort through hundreds of licenced lenders, to find an available credit provider who may be able to help. So, forget wasting hours online looking for a lender, and let Monzi take care of the hard work.

What can I use my fast loan for?

Essentially, fast cash is a personal loan, and there are many uses for a personal loan! Here’s just a few below:

And the list could go on. So, if you’re reeling from a recent unexpected expense, then apply for some fast cash today!

I need a fast small cash loan!

If you’re looking for a small loan of under $2,000, consider using Monzi’s lender-finder service. We work with some personal loan lenders, who may be able to offer you a small unsecured loan.

Small loans are usually $2,000 or less and are then repaid over a period of 12 months. These loans are unsecured, which means you will not need to attach any assets as security against the loan. Therefore small fast cash loans may be an ideal option if you do not have a motorbike, car, caravan or boat registered to your name.

Can I get a same day loan?

Same day loans are generally processed during normal business hours, on the same day as the loan application. Same day loans are transferred upon approval of the loan contract and, depending on your bank, can be accessed on the same day. Monzi can find lenders who may be able to offer same day loans of up to $10,000. Access to funds can depend on a variety of factors, including inter-bank transfer times.

As Monzi is only a lender-finder, we cannot guarantee when funds will be available. However, we do work with lenders who aim to transfer your funds as soon as they receive a signed loan contract. Keep in mind, transfer of funds only takes place during normal business hours. Therefore, if you approve your loan contract on Saturday, your loan may only be transferred on Monday.

What about an instant loan?

Some online lenders are able to process your loan so quickly, it feels almost instant. Monzi may find you a lender within minutes of applying, and depending on the lender and your bank, your cash could be in your account by the end of the day. This is subject, however, to inter-bank transfer times. Monzi might be able to help you find lenders offering personal loans up to $10,000.

Can Monzi find lenders offering weekend loans?

Some online lenders might accept and may approve electronic loan applications outside of normal business hours. In saying this, they may not actually be able to transfer the funds until the next business day.

Monzi is a lender-finder, therefore, cannot guarantee when lenders will process loans. Consider getting in contact with the lender directly, or checking their website, to find out more about their weekend business hours.

Who is eligible to apply with Monzi Loans?

We’re here to make borrowing easy for all Aussies, no matter your credit score. We do, however, have a few little requirements to meet before you can apply for our lender-finding service.

To apply you must:

  • Be at least 18 years old.
  • Be an permanent Australian resident or Citizen.
  • Have a regular income flowing into a personal account for at least 3 months.
  • Have an active mobile number and email address.

What to have on hand when you apply

You’re almost ready to apply, but first, just have these details handy before you apply, and you’ll breeze through your application:

  • Personal contact details e.g. mobile number and email address
  • The reason for your loan
  • Internet banking details
  • MyGov info (if applicable)
  • Employment info

If you have these details handy, you can complete your application without missing a beat! You can apply from the comfort of your squishiest couch with a cuppa in hand, or while on your way to work. In short, consumers are able to submit an application on our website .

How to get fast loans online

Navigating the world of online lenders can often feel overwhelming. Often, the sheer number of lender options available is enough to leave us scratching our heads. If this sounds like you, then consider using Monzi’s lender-finder service.

With one application, Monzi will sort through hundreds of lender-partners, to find you a licensed lender who may be able to help. Forget sifting through multiple lenders and filling out countless application forms. If you’re looking for fast loans online, let us show you how easy it could be:

Step 1: you apply online

Applying online is simple; begin by scrolling up to the loan slider. Next, select the amount of money you wish to apply for.

Once you have done this, decide on a repayment period, and you’ll see an estimation of your payments. Keep in mind, all costs are subject to individual lenders.

Finally, you will be required to provide certain information. Once you have completed the submission form, move forward with the application.

Step 2: we get to work

After you submit your application, we’ll get to work finding you a lender that can offer fast cash loans. Monzi’s automated system will take over from this point on. We’ll get in contact if we need any extra info.

Step 3: meet your new lender

If we’re successful, your new lender will assess your application get in touch if they can make you an offer. Generally, your loan will be processed after you approve your contract. Access to funds will depend on inter-bank transfer times.

Just three straightforward steps and you could potentially have fast cash in your account!

Possible costs

As we are lender-finders, Monzi cannot tell you exactly what the costs will look like on your loan. Each lender may differ in terms of fees and charges. For example, certain lenders may vary in what establishment fee they charge. Therefore, to get a clearer idea of what your loan may cost, you will need to get in contact with your lender directly or visit the costs page on their website.

Paying off your fast loan

Monzi can find lenders that offer easy loan repayments. Generally, the lender will set up a direct debit from your nominated bank account. Then, upon your nominated payment date, your repayments will automatically be deducted.

Goodbye, paperwork!

Say goodbye to paperwork when you apply with Monzi Loans.We find lenders that use the latest in safe banking technology to access read-only copies of your details, such as bank statements assessing your expenses. Therefore, there’s no need to start scanning piles of documents into your computer or sitting down for hours to complete a convoluted form. Just an online application you can complete in minutes, no hoops and no paperwork!

Will lenders conduct an employment check?

Monzi is only a lender-finder, therefore we do not conduct the assessment of your application. Additionally, we cannot guarantee what kind of assessment lenders will conduct on applications.

We can, however, assure you that lenders are experts in conducting employment checks. If a lender does get in contact with your employer, they will be both professional and discreet. Lenders will never reveal the reason for your loan to your employer.

Does Monzi find fast cash loans no credit check?

As lender-finders, Monzi does not conduct any kind of assessment on your application. We simply gather your information and pass it on to our network of lenders. These lenders will then conduct their own assessment of your application.

As a result, we cannot guarantee whether or not a lender will conduct a credit check.The lenders Monzi finds, may prefer to focus on your current relationship with money, not just your past mistakes. Therefore, even if you have poor credit, you should still consider applying with Monzi.

Will you find payday lenders?

Monzi does not work with payday lenders. Instead, we may be able to pair you with a lender who might offer personal loans instead of payday loans.

Bad credit? We can find lenders offering fast loans for bad credit

Are you concerned that your poor credit history may get between you and a loan? Well, before you start searching terms like, cash loans no credit check fast approval, consider using Monzi to find a bad credit lender. Put simply, we work with lenders who understand you are so much more than a credit score. Monzi could find you a lender who may offer bad credit loans of up to $10,000.

Below are some examples of the bad credit fast loans, that Monzi’s lender-partners have offered to everyday Australians, just like yourself.

Fast LoansLoan amountApproved
Fast Cash LoansAUD ($) 800
Small Loans FastAUD ($) 1,200
Cash Loans FastAUD ($) 2,200
Fast Approval LoansAUD ($) 4,000

Disclaimer: The above amounts are for demonstrative purposes only. They do not, in any way, reflect the terms or the actual amount of the loan you may be approved for.

I’m unemployed – can Monzi find me a lender?

Monzi works with lenders who may be able to offer fast cash loans for unemployed Australians. This is because lenders are able to see regular government benefits as a form of income. So, if the repayments on your loan will fit comfortably into your regular benefits, you may be considered for approval. Whether you’re on Centrelink or a pensioner, you should still consider using Monzi’s lender-finder service.

Keep in mind, however, that assessment is conducted by the lender themselves – not by Monzi. Therefore, we cannot make any guarantees of you being approved for a fast loan for unemployed.

What about fast loans for Centrelink customers?

At Monzi, we can also find lenders that offer fast loans for people on Centrelink. If you receive Centrelink and are looking for some credit, then you may get knocked back by traditional lenders. Monzi may, on the other hand, be able to match you with an alternative lender option!

We can find lenders that offer loans for people on Centrelink. Specifically, lenders often consider regular Centrelink payments as a form of income. So, if you’re receiving Centrelink, there’s no need to stress, just apply and we’ll do our very best to find you the finance you need.

To secure or to not secure

At Monzi, we can find lenders that can offer unsecured or secured personal loans. The next question is which to apply for? Of course, only you truly understand your finances and personal situation. Despite this, consumers may want to consider both options before applying.

Unsecured loans – unsecured personal loans are small loans ranging from $300 to $2,000 and are repaid over a period of 12 months. Unsecured loans don’t require any security, all you need to do is apply!

Secured loans – secured personal loans are medium to large loans ranging from $2,001 to $10,000 and can be repaid over a period of 13 to 24 months. To apply for a secured loan, it must be secured with equity, such as a car, motorbike, caravan or boat. You provide the details of the security in your application.

So, if you’re a city dweller avoiding the traffic and taking advantage of public transport, then perhaps an unsecured loan is the fast loans you’re after. If you’re looking for a larger loan, then you can opt for secured and easily attach equity to your application.

Before applying

Find information about other options before you borrow. The Government Moneysmart website shows, for example, information on how small amount loans work and suggests other options available to you. In addition, Moneysmart shows you how small disparities between lenders can translate into notable differences.

Finally, if you are concerned you are dealing with a disreputable lender, confirm they have a legitimate Australian credit licence number.

Let’s be friends

We’re sure you’re experiencing information overload by now, so if you have any questions about our service don’t hesitate to contact us at In addition, consider visiting our FAQ page to see if the answers lie there.

How customers rate Monzi

Fast Loans? Monzi Can Find You A Quick Cash Lender. Overall rating: 4.9 out of 5 based on 10 reviews.

Factor In


Two credit cards
Two credit cards

You won't use a penny to apply for our lender-finding service, but here's some costs you could expect from a lender

Loan amount

$300 - $2,000


12 months


20% upfront establishment fee

+ 4% monthly fee


Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %. The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Loan amount

$2,001 - $4,600


13 months

24 months


48% annual percantage rate

67.41% comparison rate p.a.


Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Loan amount

$5,000 - $10,000


13 months

24 months


21.24% annual percantage rate

48% comparison rate p.a.


Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.

This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.