When emergencies strike you can find yourself stuck in the debris. You struggle to find the funds to pay your monthly bills and fix your flooded bathroom or car that’s dripping oil. You may think there’s no hope, but, don’t worry, you can turn to Monzi Loans!
We find lenders that can offer fash cash advance loans for all Aussies who just need a money break. If life is throwing you curveball after curveball, then apply today for a personal loan that can get you batting again! We can find lenders that can offer fast loans from $300 going up to $10,000. The repayment period depends on the amount you choose to borrow. So, if you’re looking for fast loans, then you’re talking to the right lender-finders!
About us: Monzi Loans
We are specialists in finding you fast loans lenders when you need it most. At Monzi Loans, we want to provide Aussies with an alternative to traditional lenders, where you don’t have to jump through hoops or wait in lines. Just simple, online service and an application you can complete in minutes. We find lenders that offer fast loans ranging from $300 to $10,000, and you can choose your repayments (depending on the amount you borrow). We know that when you need cash, it’s usually quick smart. So, we find lenders that work fast. Firstly, you can complete our application in minutes, then the lenders we find work quickly to assess your application. So, don’t wait, apply today for fast results.
What does ‘fast loans’ really mean?
Fast loans are simply personal loans from loan providers that don’t need you to jump through hoops or travel to a branch to apply for the cash you need. Simply fill out an online application and then, we’ll get to work finding you a lender that can offer fast cash loans.
After you submit your application, our team can find you a lender in just a few minutes! When the bathroom pipe bursts, you don’t have the time to travel to the bank and ask for a loan. Instead, just jump online and submit a little application, we can find you a lender, then, your new lender should be in touch shortly! That’s fast cash when you apply with Monzi Loans.
How can you use fast loans?
Essentially, fast cash is a personal loan, and there are many uses for a personal loan! Here’s a just a few below:
- Travel expenses
- Unexpected bills
- Car repairs
- Rental bond
- Medical costs
- New furniture
- Moving expenses
- White goods
And the list could go on. So, if you’re reeling from a recent unexpected expense, then apply for some fast cash today!
Who is eligible to apply with Monzi Loans?
We’re here to make borrowing easy for all Aussies, no matter your credit score. We do, however, have a few little requirements to meet before you can apply for our lender-finding service.
To apply you must:
- Be at least 18 years old
- Be an Australian citizen or permanent resident
- Have a regular income flowing into a personal account for at least 3 months
- Have an active mobile number and email address
And that’s it! If you can check off those requirements, then you’re ready to apply with Monzi to find fast loans lenders today. So, what are you waiting for? Click the Apply Now button to get started.
What to have on hand when you apply
You’re almost ready to apply, but first, just have these details handy before you apply, and you’ll breeze through your application:
- Personal contact details e.g. mobile number and email address
- The reason for your loan
- Internet banking details
- MyGov info (if applicable)
- Employment info
If you have these details handy, you can complete your application without missing a beat! You can apply from the comfort of your squishiest couch with a cuppa in hand, or while on your way to work. So, wherever you are, if you need some fast cash, apply now.
How to apply with Monzi Loans
When you apply with Monzi, you don’t have to jump through the hoops of a big bank. Just one application, a few minutes and voilà a new lender! To apply with Monzi and find a lender, follow these three steps:
Step 1: You apply online
Applying online is simple. Just start by scrolling up and finding our loan calculator. Select how much you wish to borrow by dragging the dot. Decide on a repayment period, and you’ll see an estimation of your payments. Of course, all costs are subject to individual lenders. Once you’re happy with your loan terms, click the Apply Now button. Alternatively, you can simply click the floating Apply Now button. Both will lead you straight to your application. Enter in a few more details, then click submit!
Step 2: We get to work
After you submit your application, we’ll get to work finding you a lender that can offer fast cash loans. Now, you can just sit back and relax, whilst we do all the legwork. We’ll get in contact if we need any extra info.
Step 3: Meet your new lender
A few minutes later and we can find you a lender! If we do find you a lender, they should be in touch shortly. If they approve your application, they should send off an electric contract to review and sign. Once you do, they can transfer cash straight to your pocket! Transfer times may vary depending on the speed of your bank.
That’s it! Just three steps and you could have yourself some pretty damn fast cash! Apply with Monzi right now to get started.
As lender-finders we cannot guarantee costs; however, we can give you an example of possible costs. At Monzi Loans, we don’t like to keep you in the dark, so before you apply, you’ll get an idea of the possible costs associated with your proposed loan amount.
Small personal loans – small loans from $300 to $2,000, can be repaid over a period of 12 months:
- Establishment fee: 20% of your principal
- Ongoing fee: 4% of your principal, typically charged monthly
Medium personal loans – medium loans from $2,001 to $4,600, can be repaid over a period of 13 to 24 months:
- Establishment fee: Once-off $400 fee, typically worked into repayments
Ongoing fee: 48% annual percentage rate, and a 67.41% comparison rate p.a
Large personal loans – large loans from $5,000 to $10,000, can be repaid over a period of 13 to 24 months
- Ongoing fee: 21.24% annual percentage rate, and a 48% comparison rate p.a.
Some lenders may charge additional fees for late or missed repayments. Of course, all costs and fees are subject to individual lenders, so make sure you review your contract before you sign. If you have any questions about the costs of your loan, don’t hesitate to contact your lender.
Repayments made easy
At Monzi, we find lenders that can offer easy repayments. Through using the latest in safe banking technology, lenders can set up a direct debit with your nominated bank account. So, if you’re approved, your repayments will be deducted automatically from your account. No more setting reminders only to forget to make the transfer. Just make sure you keep track of your repayments, so you have enough moolah in your account. So, apply today and we’ll get to work finding you a lender that can offer simple repayments.
Say goodbye to paperwork when you apply with Monzi Loans. Your application with Monzi Loans is 100% paperwork-free! We find lenders that use the latest in safe banking technology to access read-only copies of your details, such as bank statements and expenses. No need to start scanning piles of documents into your computer or sitting down for hours to complete a convoluted form. Just an online application you can complete in minutes, no hoops and no paperwork! To get started, just hit the floating Apply Now button.
Do we conduct credit and employment checks?
As lender-finders, we don’t conduct any kind of assessment on your application. Our expert team can find lenders that can help if you find in a particular financial situation. As a result, we cannot guarantee that your lender won’t conduct a credit or employment check. However, we can find lenders that are respectful of your privacy and discreet. We can also find lenders that look at more than just your credit score. You can trust Monzi to take care of your privacy and your application and find lenders that can understand your situation.
Can we find lenders that offer fast loans for bad credit?
The short answer is yes! As we mentioned before, we cannot guarantee that the lenders we find won’t conduct credit checks, however, we can find lenders that look at more than just your credit score. We can find lenders that consider your current relationship with money when assessing your application for credit. So, don’t let bad credit deter you from applying with Monzi Loans. If you’re googling fast cash loans credit check or cash loans no credit check fast approval, then we want to help find you a lender that can say ‘Yes’ to the cash you need. We believe in finding lenders for Aussies, bad credit and all!
What about fast loans for Centrelink customers?
At Monzi, we can also find lenders that offer fast loans for people on Centrelink. If you receive Centrelink and are looking for some quick cash, then you may get knocked back by traditional lenders. If so, then it’s time to apply with Monzi Loans! We can find lenders that offer loans for people on Centrelink. They can classify Centrelink as a regular income. So, if you’re receiving Centrelink, there’s no need to stress, just apply and we’ll do our very best to find you the finance you need.
To secure or to not secure
At Monzi, we can find lenders that can offer unsecured or secured personal loans. The next question is which to apply for? Of course, you know your finances better than anyone, but we’ll just give you some basic info about the two loan types.
Unsecured loans – unsecured personal loans are small loans ranging from $300 to $2,000 and are repaid over a period of 12 months. Unsecured loans don’t require any security, all you need to do is apply!
Secured loans – secured personal loans are medium to large loans ranging from $2,001 to $10,000 and can be repaid over a period of 13 to 24 months. To apply for a secured loan, it must be secured with equity, such as a car, motorbike, caravan or boat. You provide the details of the security in your application.
So, if you’re a city dweller avoiding the traffic and taking advantage of public transport, then perhaps an unsecured loan is the fast loans you’re after. If you’re looking for a larger loan, then you can opt for secured and easily attach equity to your application.
Let’s be friends
We’re sure you’re experiencing information overload by now, so if you have any questions about our service don’t hesitate to contact us at email@example.com. Also, visit our FAQ page and see if your answer is already waiting for you.